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financial independence

Reggie Perrin walked into the sea to escape the pointless rat race, but most people simply retire. However there is another way.

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Three years in and TA has fallen off the FIRE wagon.

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Insights into retirement spending realities from those at the sharp end.

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How to help your partner manage the finances if you die prematurely

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A rapid fire rundown of how to calculate when you’ll achieve financial independence. The same plan could be adapted to any long-term financial goal.

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Two years into FIRE and reality intervenes to make it a year to forget.

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Mrs Accumulator reveals the unvarnished truth about FIRE and life with TA…

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The lengths The Accumulator will go to just to avoid going back to work during a cost of living crisis. This is hardcore.

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TA comes out of the water closest in this no-holes barred FIRE update.

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How big does my pension pot need to be before I can retire? This is the simplest and the best way to work that out.

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FIRE update: six months in

The Accumulator is six months into FIRE. Has he lost the will to live yet? Or is that just his friends because he’s so unbearably chirpy now?

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Spend the day locked in the office dealing with BS? Or out on a bike riding in the sunshine? FIRE gives you the power to decide…

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Three months in, is The Accumulator bathing in FI bliss or cracking up with existential angst?

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Will your family’s best friend get in the way of your financial freedom?

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The Accumulator’s seven year FIRE journey condensed into seven minutes (ish).

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The Accumulator sets alight the torch of freedom and goes full FIRE. TLDR: he’s left work for good.

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If you’re ever assailed by doubts in the night then this post is for you.

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Calculate your personal inflation rate to stop the money monster eating your wealth.

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The Accumulator shares his financial origin story and the trauma that put him on the path to FI.

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What if FIRE doesn’t work?

The Accumulator rolls out his battle plan to keep the faith when he goes full FIRE.

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The last instalment of our epic ISA / SIPP FI series looks at when you should use cash to bridge the gap to your pension.

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I hit my FI number

The Accumulator enters the promised land after many years of wandering the desert. But does he really like milk and honey?

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A complete walkthrough of the calculation for maximising your UK tax shelters to achieve FI in the fastest timeframe.

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How to pick the best SWR for your ISA and pension to ensure a speedy FI day.

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Standard financial independence plans don’t take into account how to best use your ISAs and SIPPs to retire early. We right that wrong. Part three.

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Standard financial independence plans don’t take into account how to best use your ISAs and SIPPs to retire early. We right that wrong. Part two.

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Most financial independence plans don’t take into account how to best use your ISAs and SIPPs to retire early…

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The FIRE debate goes into its final round. Will TI and TA make up or go out in a blaze of grenade-lobbing glory? Does this question even need answering?

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The Accumulator reacts to The Investor’s withering fire about FIRE. Meanwhile, TDM starts a peace and love movement to try and keep Monevator together.

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The Investor rips into the FIRE community, The Accumulator and monks.

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Our FIRE debate heats up as The Investor threatens The Accumulator with his elephant.

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The Monevator team debate FIRE. Is it worth the pain? Is it more myth than reality? The Investor, The Accumulator and The Details Man make their case.

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Soothe your fevered brain with a psychological comfort blanket.

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Status anxiety is the enemy of financial independence. Here’s some high-calibre ammo to help you FIRE back.

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Brain food to sustain fellow FIRE travellers who are starting to flag.

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As yet another would-be extreme early retiree has qualms about jumping off the end of the diving board, it’s worth considering why…

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I don’t like the rampantly popular FIRE acronym because I believe it gives a limiting view of the possibilities of financial freedom. So there!

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A long-time UK personal finance blogger has achieved financial freedom! Plus the rest of the week’s good reads…

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Finding it tough to reach financial independence? A fellow, weary traveller reaches out.

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The bohemian investor

Understanding investing and the stock market can be the key to unchaining yourself from conformity.

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Free up cash to invest by casting off social pressure and purchasing substitute goods that cost less and mean more.

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It’s easy to berate ourselves for falling short of our ideals but passive investors have plenty of reasons to feel good about themselves.

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Do you save too much because your in thrall the compound interest? Even Warren Buffett had that problem, but he’s seen the light.

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Want to retire in 10 years? Then get yourself a plan. Like this one.

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When saving seems like a slog, cheer yourself up with a few thoughts on just how much you’re benefitting from your journey to financial freedom.

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