Mo’ mortgages, mo’ problems. But not for a while at least…
Property
The traditional way of gearing up to invest by running a mortgage is riskier than you think…
Apparently articles about the fag-end of my buy-to-let (BTL) portfolio are very popular. I don’t really understand why. Voyeurism, maybe? Well, if writing them puts even one potential landlord off from getting into BTL then I’m doing them a service. If you’re new, you might enjoy my first article in this series, about my formative [...]
New home owners shouldn’t get too smug about leaving their renting days behind. They’re effectively renting money from the bank!
Mortgage rates are falling to a level that should sustain current prices. Plus all the good money reads!
Fixed mortgage rates are mostly determined by swap rates, but bank margins also enter the picture…
How you could save a fortune by putting just a few thousand pounds into your mortgage
If you want to be a rapacious landlord in London these days you’ve got your work cut out…
An easy way to get depressed is to never buy your own home and then to take a peek at a graph of house price growth. Let’s see what we could have won!
You know lots of people with houses worth hundreds of thousands of pounds – or even a million-plus – but a lot fewer with six- or seven-figure share portfolios. Why is that?
Having a big mortgage on your personal balance sheet dramatically shifts your financial posture.
What is the advantage of choosing an offset mortgage – assuming you’re even lucky enough to be able to get one?