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Property

New home owners shouldn’t get too smug about leaving their renting days behind. They’re effectively renting money from the bank!

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Mortgage rates are falling to a level that should sustain current prices. Plus all the good money reads!

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Swap rates and mortgage rates

Fixed mortgage rates are mostly determined by swap rates, but bank margins also enter the picture…

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How you could save a fortune by putting just a few thousand pounds into your mortgage

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If you want to be a rapacious landlord in London these days you’ve got your work cut out…

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UK historical house prices

An easy way to get depressed is to never buy your own home and then to take a peek at a graph of house price growth. Let’s see what we could have won!

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You know lots of people with houses worth hundreds of thousands of pounds – or even a million-plus – but a lot fewer with six- or seven-figure share portfolios. Why is that?

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Mortgage risk: a checklist

Having a big mortgage on your personal balance sheet dramatically shifts your financial posture.

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When you handover that monthly wodge to your bank, you’re also paying yourself…

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Before you bag a new mortgage, do the maths…

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You’re 27 years too late to the party…

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What is the advantage of choosing an offset mortgage – assuming you’re even lucky enough to be able to get one?

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The best person to ensure your mortgage is always paid is staring at you from the mirror…

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Everyone says you should buy your rental properties via a limited company these days. But in reality the decision is more subtle…

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Is it reckless to take out an interest-only mortgage? Not if you have a plan…

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Be careful writing to company bosses. You might just get what you ask for.

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