≡ Menu

Property

New home owners shouldn’t get too smug about leaving their renting days behind. They’re effectively renting money from the bank!

{ 62 comments }

Mortgage rates are falling to a level that should sustain current prices. Plus all the good money reads!

{ 23 comments }

Swap rates and mortgage rates

Fixed mortgage rates are mostly determined by swap rates, but bank margins also enter the picture…

{ 10 comments }

How you could save a fortune by putting just a few thousand pounds into your mortgage

{ 19 comments }

If you want to be a rapacious landlord in London these days you’ve got your work cut out…

{ 51 comments }

UK historical house prices

An easy way to get depressed is to never buy your own home and then to take a peek at a graph of house price growth. Let’s see what we could have won!

{ 52 comments }

You know lots of people with houses worth hundreds of thousands of pounds – or even a million-plus – but a lot fewer with six- or seven-figure share portfolios. Why is that?

{ 69 comments }

Mortgage risk: a checklist

Having a big mortgage on your personal balance sheet dramatically shifts your financial posture.

{ 26 comments }

When you handover that monthly wodge to your bank, you’re also paying yourself…

{ 31 comments }

Before you bag a new mortgage, do the maths…

{ 38 comments }

You’re 27 years too late to the party…

{ 58 comments }

What is the advantage of choosing an offset mortgage – assuming you’re even lucky enough to be able to get one?

{ 59 comments }

The best person to ensure your mortgage is always paid is staring at you from the mirror…

{ 34 comments }

Everyone says you should buy your rental properties via a limited company these days. But in reality the decision is more subtle…

{ 53 comments }

Is it reckless to take out an interest-only mortgage? Not if you have a plan…

{ 82 comments }

Be careful writing to company bosses. You might just get what you ask for.

{ 40 comments }