Archives
Books (14)
Books on money and what I thought about them
- Book Review: Living Off Your Money by Michael McClung
- Review: How To Make A Million – Slowly, by John Lee
- Tim Hale’s Smarter Investing – What’s new in the 3rd edition, and what have I missed from the 1st edition?
- Review: Smarter Investing by Tim Hale
- Kindle books about money and investing
- What The Big Short teaches the little guy
- Download a free guide to investing today
- Oblivious Investing
- Theo Paphitis: Enter the Dragon review
- Seven surprising things you may not know about Warren Buffett
- Anyone can do it: Duncan Bannatyne's story
- The Rules of Wealth
- 100 Secret Strategies for Successful Investing
- The Armchair Economist
Commentary (204)
Posts where world affairs and my piggy bank collide
- Can you invest your way onto the Rich List?
- Apple Card, fintech, and the future of good money habits
- The Pension Protection Fund (PPF)
- Vanguard readying its Personal Pension SIPP
- Two ways to help you find the best online broker or investment platform
- Navigating the #BrexitShambles
- Why would higher bond yields cause share prices to fall?
- Average active funds have no answer to their weightless index tracking rivals
- Could global prime property be the canary in the goldmine?
- Budget 2017: Can building more homes be a shot in the arm for slow-growth Brexit Britain?
- How online retirement calculators can mislead you
- MiFID II and you
- The FCA is avoiding the elephant in the room
- Investment platforms and fund managers roughed up in FCA final report
- Vanguard enables UK investors to invest directly in its funds
- The Financial Services Compensation Scheme
- 10 ways to be a terrible investor in 2017
- The problem with low interest rates
- Understanding the low interest rate era
- The real return on cash is going negative
- How to prepare for a recession
- Investing in the shadow of Brexit
- Day three in the Big Brexit House
- How To Lose Money in 2016
- The Devil's Financial Dictionary: An ABC for Passive Investors
- A warning signal from dividends (and why it doesn’t matter)
- You need a plan, not predictions or platitudes
- An open letter to China's new battered and bruised stock market investors
- Blackrock's even cheaper tracker funds
- Have your say on the future of pensions
- The bond crash: Is this it?
- UK equity income trusts trading at a discount (blame the politicians?)
- Who's bought your vote?
- 9 ideas to help fix the broken UK housing market
- Is active fund management an industrial sized rip-off?
- The academic big guns behind your humble index tracker fund
- The poor performance record of actively managed funds
- How high costs are hidden by the fund management industry
- The staggering way The City overcharges investors in active funds
- The annual ISA allowance
- Do you know about Know Your Customer?
- The reality of the platform business
- Why you don't need to worry about high frequency traders
- At last, some good news for the good guys: Budget 2014
- Review: The Wolf of Wall Street
- A buying opportunity has emerged in emerging markets
- Investing in Lego
- How to start a fund
- How I'm betting against Neil Woodford
- A history of UK inflation
- Holding my nose and buying in Europe
- Time to buy the hated gold miners?
- Monevator Private Investor Market Roundup: July 2013
- High yield, high hopes?
- Weekend reading: Pay monkeys, get peanuts
- Margaret Thatcher's childish children
- Monevator Private Investor Market Roundup: April 2013
- Too big to scale: Long-term stock market returns
- My Law of Crazy Big Numbers
- What is Help To Buy all about?
- Monevator Private Investor Market Roundup: January 2013
- Reasons to be optimistic about stock market returns
- Weekend reading: Financial TV stresses you out, even when the market is rising
- How to keep child benefit and retire richer
- Monevator Private Investor Market Roundup: October 2012
- Capitalists must address the causes and consequences of income inequality
- Monevator Private Investor Market Roundup: July 2012
- Bankers: I told you so
- Making the case for cash
- Wealth in the UK: We're richer than you think
- The average savings in an ISA, by salary
- Many graduate careers on hold, according to ONS statistics
- University has become an unaffordable luxury
- Will Halifax take spread betting mainstream?
- Could Scottish independence upend your investments?
- New London skyscrapers a big bet on the City of London's future
- Gruel Britannia, but what about her investors?
- Hargreaves Lansdown switching fees
- The Iron Lady: Trailer of the Margaret Thatcher biopic
- Online financial advice in the future
- An investor among the anti-capitalists
- Five things to remember after the FTSE's latest fall
- Mayhem in London
- A good time to be investing: For governments, and for most of us
- The bull market hits a speed bump
- Act now to defuse capital gains on shares
- Do you hate your work?
- The danger of small cap share tips
- Hedge funds lag the simplest portfolios
- Are you richer than your kids, or poorer than your grandchildren?
- How to invest in German companies
- No lost decade: Why we're not Japan
- What to do now you can’t buy National Savings certificates
- By George I think he's done us proud with this emergency budget
- Two new personal finance tools for Monevator readers
- Video: BP spills a cup of coffee
- Ten things I don't want to pay tax for anymore
- Video: The end of oil
- Naked short selling: All shout, no trousers
- Bank preference shares: A brief history
- The biggest threat to long-term wealth
- Snap thoughts on the Con Dem coalition from a private investor's perspective
- Cameron and Clegg must make a suicide pact
- Greeks gift us a buying opportunity
- Why the U.S. (and the U.K.) is not Greece
- Video: Jeremy Clarkson on pensions
- Goldman Sachs: Yesterday a giant squid. Tomorrow calamari?
- Weekend reading: Why I've sold a few shares as the bull marches on
- Video: John Maynard Keynes versus Friedrich von Hayek
- Do you realise you're paying more income tax?
- The truth behind the Natwest Black Card’s shocking APR
- What can a first-time buyer in the South East buy for less than £250,000?
- Ask the Chancellors: The verdict
- Weekend reading: Budget blues
- Cash is king, or cash is trash?
- Video: Tony Blair warns of the financial crisis
- Buffett: Why the property bubble bursting was a good thing
- Why does Joe Public love sweatshops?
- Companies paying dividends early to beat higher UK tax rates
- Playing chicken with house prices
- Should you back Bolton in the China shop?
- Would you sell yourself for £1 million?
- Stiglitz: It’s the stupid economists, stupid
- Don't hire until you see the whites of their eyes
- Macquarie banker caught admiring Miranda Kerr on live TV
- The new LSE retail bond market
- Six reasons why Britain is booming again
- Phil Carret: Another great old investor
- Bank of England's King blames frugal foreigners for the credit crisis
- Kraft's sweet Cadbury deal is a bitter blow for would be British Buffetts
- UK house price predictions 2010
- Bashed but not bashful bankers to get their bonuses
- Financial advisers: Swindlers and leeches
- Should you lose pay when snow keeps you from work?
- Should you be investing more in technology?
- Weekend reading: On 2009 and 2010
- Three reasons to keep buying British
- Steep yield curve means equities could fly
- Where did all the absolute return funds come from?
- Bash bankers' bonuses until they squeal
- Pre-budget report 2009 review
- Investment trusts threatened by Euro legislation
- Don't make a crisis out of a crisis
- Reminiscences of a stock market wallflower
- Turn your gold into cats
- Breaking up the banks is hard to do
- Don’t kill yourself over a job
- ISA limit for over-50s is £10,200 from today
- David Cameron's curse: To save the UK economy and be hated for it
- Admit it: You miss the market meltdown
- Weekend reading: Hitler the blogger
- A bad time to fear the worst
- Another crummy guaranteed equity bond from NS&I
- Why I'd avoid these unlisted bonds like the plague
- Site update: Commenting now enabled
- Capitalism 3.0: A groundless retreat from globalisation?
- Enough with the self-flagellation: We've just lived through a ten-year bear market
- The archive hour: Five provocative posts from the Monevator vaults
- Why shares could be set for a decade of 20% a year returns
- We should pay MPs more (but not this lot)
- Abbey 5% savings account helps first-time buyers where government doesn't
- Spooked by my bad debts at Zopa
- The new 50% tax rate is about securing votes, not revenues
- Why I'm celebrating the annual ISA limit being raised to £10,200
- Why have bank shares risen so far, so fast?
- Should investors respond to the strengthening UK pound?
- Who isn't buying the market right now?
- Reminder to Lloyds: If a government tries to sell you a bank, you say No
- Quantitative easing: The uncomfortable truths
- Vote for Monevator (or my rival) at Free Money Finance
- Warren Buffett's annual letter to shareholders: 2008
- Video: The short simple history of the credit crisis
- The recession is not a lifestyle choice
- Zero interest rate era arrives early for TD Waterhouse customers
- While banking system lurches, politicians bicker over VAT in Government gift shop
- Should the government stop dumping money into a giant hole?
- The market is riddled with strange anomolies
- Gordon Brown claims he saved the world
- Young? Can't afford a house? You're getting shafted by the government
- How you can enjoy the profits of 2,267 companies around the world for free
- Government bonds: An exciting new way to lose money to the bear market
- Warning: The pre-budget report means more pain to come, for little gain today
- Liar's Poker author Michael Lewis on the end of Wall Street's boom
- Dilbert explains stock investing
- The subprime mortgages that caused the credit crisis explained
- The Barclays share price and the credit crunch
- Why the Bank of England will keep cutting interest rates
- Why I don't want Gordon Brown to cut my taxes
- Vince Cable attacks attempts to prop up house prices
- Now the UK government wants banks to bail out borrowers
- The Bank of England's £50 billion banking bailout
- Hands off our falling house prices
- Housing sentiment worst since 1978, say surveyors
- Andy Brough of Shroder's thinks UK market looks good value
- AIM shares lose their 10% Capital Gains tax perk
- Capital Gains Tax now charged at a flat 18%
- Zopa simplifies; scraps shorter-term loans
- Reduction of basic income tax rate from 22% to 20%
- HSBC to match expiring fixed rate mortgages
- Scrapping of the 10% starting rate of income tax
- Halifax's UK house price index plunges 2.5% in March; falls year on year
- Annual ISA allowance goes up to £7,200 a year
- Warning: UK personal tax rates are changing, and you need to know how
- Nationwide house price index shows every UK region has fallen in 2008
- Two signs the crisis for financial shares may be abating
- 2008 the worst first quarter for stock markets in five years
- Are UK house prices finally set for big falls?
- Zopa interest rates falling
- Are rising Zopa interest rates an opportunity or a time-bomb?
- Wall Street made this mess. Wall Street must pay for it
- Sell-to-rent gamblers return to property market
- Northern Rock nationalised: A nation now in hock to a housing bubble
- Being fearfully greedy: Why I buy in bear markets
- Why relief for Northern Rock savers could cost us all dear
- Thoughts on a very British banking crisis at Northern Rock
Deaccumulation (34)
- Should you consolidate old pension plans?
- A wider universe of investment trusts for retirement income in 2019
- How to protect your portfolio in a crisis
- Life expectancy for couples: why it's surprisingly long and what you should do about it
- Why your life expectancy is much longer than you think
- How to improve your sustainable withdrawal rate
- What is a sustainable withdrawal rate for a world portfolio?
- Why the 4% rule doesn't work
- Who are you KID-ing? Understanding the ongoing charge figure of an investment trust
- Preparing for retirement: Finding a path to a flexible income and lower taxes
- Inheritance tax
- A retirement income from ‘smart’ ETFs
- Annuities: What’s so bad about a guaranteed income for life?
- Book Review: Beyond The 4% Rule by Abraham Okusanya
- Book Review: Living Off Your Money by Michael McClung
- Using the Rule of 300 to estimate how much money you need for financial freedom
- Cashing in a final salary pension is just the first decision
- An income from ETFs in retirement (Part 2): Example portfolios
- Can ETFs deliver a dependable income for deaccumulating investors? (Part One)
- Am I saving enough for retirement?
- Investment trusts for deaccumulating income investors: 2016 update
- Preparing for The Reaper – one year on
- Transferring a final salary pension into a money purchase scheme
- Deaccumulation and the new pension freedoms: what real-life retirees are doing
- What the ‘deprivation of assets’ rule means for your Lamborghini
- Unpicking the Uncrystallised Funds Pension Lump Sum (UFPLS)
- Have your say on the future of pensions
- Reasons to use active funds instead of passive funds for retirement income
- Investment trusts for deaccumulating income investors
- Gagadom and the Grim Reaper: suppose they come early?
- Investment trusts are one answer to the retirement income question
- British property versus British Assets for your pension income
- Income drawdown versus annuities: 3 new developments tip the balance
- Not your father’s retirement
Earning (30)
How to increase your monthly income
- How to get a 14% return from RateSetter
- Seven reasons why you shouldn’t start your own business
- They don't tax free time
- Here's a great way to boost your income in an hour
- 2014 to 2015 tax brackets and allowances
- You don't have to go nuclear on working for a living
- Could you outsource your job to China?
- Types of entrepreneurs
- Entrepreneur characteristics
- Ten lessons learned from accidentally starting a business
- From Parkinson's Law to the Pareto Principle… and back
- Do you hate your work?
- A start-up that’s growing at 100% a month
- Or, why I don’t work 9-5 any more
- Will a high salary make you happy?
- UK Entrepreneurs' Tax Relief raised to £2 million
- Earn more money by tackling your mental beliefs
- How to increase your salary without changing your job
- Would you sell yourself for £1 million?
- How to make money developing iPad apps
- Shopify competition sells the dream of online retailing
- The reality of making money from iPhone apps
- Can you make money developing iPhone apps?
- Opportunity cost when starting a business
- Compound interest turbo-charges your salary, too
- What is your salary really worth?
- The number one money maker for 99 per cent of people
- Why a little passive income from a side project is worth a lot more than you think
- Why blogging for money will not make you rich
- Reduction of basic income tax rate from 22% to 20%
Financial glossary (30)
Business and investing words explained
- The annual allowance for pensions
- The Pension Protection Fund (PPF)
- Types of investing risks
- Tax avoidance versus tax evasion versus tax mitigation
- Alternatives to bed and breakfasting to reduce CGT
- UK capital gains tax
- Vanguard's new global factor investing ETFs
- What is the equity risk premium?
- Risk/return: Nothing ventured, nothing gained
- What is liquidity?
- Investing for beginners: Time value of money
- Currency risk and ETFs, trackers, and other funds
- Currency risk
- Growth investing
- What is the earnings yield?
- What is an IPO?
- Subscription shares
- Gilts (UK government bonds)
- Tracking error: A hidden cost of passive investing
- Naked short selling: All shout, no trousers
- Preference shares
- The Alternative Investment Market (AIM)
- What is mark to market?
- Investment trusts explained
- Horizontal diversification
- Vertical diversification
- Portfolio diversification
- Assets: The building blocks of a portfolio
- How is annual percentage rate calculated?
- What is GDP?
Funny (13)
Well, I thought it was funny
- 10 ways to be a terrible investor in 2017
- Day three in the Big Brexit House
- How To Lose Money in 2016
- The Devil's Financial Dictionary: An ABC for Passive Investors
- Video: BP spills a cup of coffee
- Video: Jeremy Clarkson on pensions
- Video: John Maynard Keynes versus Friedrich von Hayek
- Macquarie banker caught admiring Miranda Kerr on live TV
- Turn your gold into cats
- Weekend reading: Hitler the blogger
- Should the government stop dumping money into a giant hole?
- Gordon Brown claims he saved the world
- Dilbert explains stock investing
Investing (520)
Make your money work harder, in the stock market and elsewhere
- Asset allocation strategy – what we can learn from rules of thumb
- Lars Kroijer on…hedge fund mimicking ETFs, checking your portfolio, and minimal risk assets
- 10-year retrospective: The bond apocalypse that wasn't
- 10-year retrospective: Factors – the edge case
- 10-year retrospective: UK-dedicated passive investors pay the price of home bias
- 10-year retrospective: Commodities – the lost asset class
- 10-year retrospective: Investing in the future with specialist funds
- The Slow and Steady passive portfolio update: Q3 2019
- Lars Kroijer on…market timing, currency hedging, and active managers
- 10-year retrospective: What a decade of returns tells us about passive investing
- What is a master trust pension?
- Our updated guide to help you find the best online broker
- How will no-deal Brexit affect your investments?
- How to invest as an expat
- A wider universe of investment trusts for retirement income in 2019
- How to protect your portfolio in a crisis
- Don't be scared by a share split
- Why your pension won’t be plundered
- The Slow and Steady passive portfolio update: Q2 2019
- Fund-of-funds: the rivals
- Visualizing investors' emotions
- BlackRock MyMap fund-of-funds
- Life expectancy for couples: why it's surprisingly long and what you should do about it
- Why your life expectancy is much longer than you think
- Can you invest your way onto the Rich List?
- Understanding bond index funds
- How to improve your sustainable withdrawal rate
- What is a sustainable withdrawal rate for a world portfolio?
- The Slow and Steady passive portfolio update: Q1 2019
- Why the 4% rule doesn't work
- Tax efficient saving for children and grandchildren with JISAs and SIPPs
- Robot angels: Automated seed investing on the Seedrs crowdfunding platform
- The Gordon Equation: how to calculate expected returns for equities
- Simple maths for investors
- How did Warren Buffett get rich?
- Low cost index trackers that will save you money
- Who are you KID-ing? Understanding the ongoing charge figure of an investment trust
- Where's my unicorn: Are ordinary investors missing out on venture capital returns?
- The Slow and Steady passive portfolio update: Q4 2018
- Two ways to help you find the best online broker or investment platform
- How to buy and sell index tracker funds
- Asset allocation: It's meaningless unless you’ve defined your investment goals
- How to buy and sell ETFs
- The Slow and Steady passive portfolio update: Q3 2018
- Commercial property: What can we expect from this asset class?
- Taking more risk does not guarantee more reward
- Average active funds have no answer to their weightless index tracking rivals
- How to open an online broker account and start investing
- The Slow and Steady passive portfolio update: Q2 2018
- Investing for beginners: Uncompensated risk
- A friend asks: Should I put all my money into this can't lose cryptocurrency venture?
- Prime London office space still on sale in the stock market
- Lyxor Core ETFs: Very low cost, but beware a wrinkle
- Book Review: Beyond The 4% Rule by Abraham Okusanya
- The Slow and Steady passive portfolio update: Q1 2018
- An example of defusing capital gains
- Before you make an investment, understand what you're getting into
- Gold as an asset class
- Types of investing risks
- Bonds are for pessimists, shares are for optimists
- How hedging your shares against currency risk can boost returns
- The Slow and Steady passive portfolio update: Q4 2017
- How to work out which platform is cheapest for you
- The Permanent Portfolio
- Patient investing requires a little faith
- Book Review: Living Off Your Money by Michael McClung
- The Slow and Steady passive portfolio update: Q3 2017
- How online retirement calculators can mislead you
- Do you have a money mind?
- Five reasons why you’ll love index investing
- The Slow and Steady passive portfolio update: Q2 2017
- I, Robot
- Dividends for the long run
- Investing for beginners: The global stock market
- Getting older? Admit it when you rebalance your portfolio
- Why you should build your own financial spreadsheet
- Vanguard enables UK investors to invest directly in its funds
- Dividends are not guaranteed
- SRI investing: What you need to know
- Should you invest in short or long-term government bonds?
- The Lifetime ISA
- What's wrong with dividends?
- The Slow and Steady passive portfolio update: Q1 2017
- Tax avoidance versus tax evasion versus tax mitigation
- What is the minimal risk asset?
- Seven psychological quirks that destroy investment returns
- How to find small cap dividend shares
- Investing for beginners: What is a share?
- Think someone can pick market-beating funds for you? Don't bet on it...
- Passive investing is winning despite the fog of war
- Can ETFs deliver a dependable income for deaccumulating investors? (Part One)
- The simplest way to rebalance your portfolio
- Investing in a President Trump world
- Investigating multi-factor ETFs from the labs of Scientific Beta
- Currency hedged ETFs are one response to the weak pound
- Volatility, inflation, and asset class returns
- 10 ways to be a terrible investor in 2017
- The Slow and Steady passive portfolio update: Q4 2016
- Fund ratings and Best Buy lists are useless for passive investors
- Why do investment trusts trade at a discount or a premium?
- Why UK inflation-linked funds may not protect you against inflation
- The problem with low interest rates
- Fund names explained
- The Slow and Steady passive portfolio update: Q3 2016
- Guilty secrets: My mini-bond portfolio
- Unlocking hidden treasure in accumulation funds
- Is London commercial property an opportunity?
- Rebalance with new contributions to save on grief and cost
- Can I live like a millionaire?
- Help, the market has gone up!
- This former hedge fund manager reveals how you can invest for life in five quick videos
- Index trackers: The good, the bad, and the ugly
- Is it really worth trading in your index fund for a cheaper model?
- Monevator demo HYP: Income update
- The Slow and Steady passive portfolio update: Q2 2016
- The Monevator demo HYP: Five years (and a bit) on
- Use threshold rebalancing to lower your portfolio’s risk
- Income units versus accumulation units – what difference does it make?
- Financial independence – adrift in the vastness
- When a dividend investment goes wrong
- Vanguard Target Retirement Funds – the Magimix of investing
- Video: Warren Buffett explains why passive index funds MUST beat active investors overall
- Choosing an investment platform: A nuts and bolts guide
- How scary can investing be?
- How UK dividends are taxed
- The Slow and Steady passive portfolio update: Q1 2016
- Investing versus my mortgage: how I discovered I'm not as brave as I thought
- Lars Kroijer's Talk In London: Recording
- How to estimate your risk tolerance
- UK historical asset class returns
- What you need to know about risk tolerance
- Days of being wild: Part one – devolution
- A quick guide to asset classes
- Building a multi-factor portfolio with iShares FactorSelect MSCI World ETF
- Why I wish they’d taught me about compound interest at school
- Why a short ETF won't protect your portfolio in a bear market
- Why I'm looking at my portfolio more as the news gets worse
- Tracking difference tool that helps to reduce costs
- No time to invest? If you've resolved to sort out your pension in 2016, try this...
- The Slow and Steady passive portfolio update: Q4 2015
- How To Lose Money in 2016
- Vanguard's new global factor investing ETFs
- The Devil's Financial Dictionary: An ABC for Passive Investors
- How gold is taxed
- An engaging introduction to factor investing
- Three reasons I bought a mini portfolio of oil shares instead of an energy ETF
- How index trackers work
- The equity risk premium and YOU
- What is the equity risk premium?
- How compound interest can save our pensions
- A warning signal from dividends (and why it doesn’t matter)
- The Slow and Steady passive portfolio update: Q3 2015
- Capital Gearing Investment Trust
- Investment clocks and asset allocation
- How bonds and bond funds are taxed
- Deciphering dividend growth
- You need a plan, not predictions or platitudes
- Blackrock's even cheaper tracker funds
- Tax efficient investing in the UK (or what order to put things into an ISA or SIPP)
- Have your say on the future of pensions
- The Slow and Steady passive portfolio update: Q2 2015
- A strategy for life: Using Vanguard LifeStrategy funds to simplify investment
- The index investor's road map for avoiding financial hazards
- Asset allocation in pyramid form
- The bond crash: Is this it?
- US historical asset class returns
- Financial calculators and tools collected
- Investment trusts for deaccumulating income investors
- UK equity income trusts trading at a discount (blame the politicians?)
- Nonagenarian millionaires next door can only teach us so much about investing
- There are many ways to be an investor
- The best free asset allocation tool
- Is it rational to invest in alternatively weighted index tracker funds?
- 5 ways to reduce tax in retirement
- SIPPs vs ISAs: pensions knock ISAs into a cocked hat if you want to retire
- How to unitize your portfolio
- The Slow and Steady passive portfolio update: Q1 2015
- Assume every investment can fail you
- 15 year table of UK asset class returns
- Total world equity trackers 4 U
- Asset allocation for all weathers
- Another good reason to open an ISA
- Why a total world equity index tracker is the only index fund you need
- Warren Buffett's advice: Buy shares in an index fund for the long-term
- Are you underinvested in the technology sector?
- The surprising investment experts who use index funds
- ETFs Vs index funds: The ultimate battle of the trackers
- Is active investing a zero sum game?
- How to find Exchange Traded Funds
- Is investing a zero sum game?
- The investing basics that underpin success
- The Slow and Steady passive portfolio update: Q4 2014
- Why the return premiums flatter to deceive
- How to build a risk factor portfolio
- How to invest for children
- How to invest in the profitability or quality factor
- The case for the profitability factor in your portfolio
- When too many fees mean you're last to get fed
- The profitability factor – surely there's a catch?
- What the stock market thinks about the UK housing market right now
- Is active fund management an industrial sized rip-off?
- How to invest in the low volatility premium
- The problem with low volatility
- Can you commit to your investing strategy for the long-term?
- Low volatility – having your cake and eating it
- What if you want to invest in active funds?
- Momentum – the fickle factor
- Decision time: Market cap trackers, factor bets – or is Smart Beta better?
- The Slow and Steady passive portfolio update: Q3 2014
- Weekend reading: Psst, pensions, pass it on!
- Cut out the expensive middlemen with cheap index funds
- Modern Portfolio Theory and your portfolio
- Lump sum investing versus drip-feeding
- The academic big guns behind your humble index tracker fund
- The poor performance record of actively managed funds
- What’s the cheapest pension for DIY investors?
- How high costs are hidden by the fund management industry
- The staggering way The City overcharges investors in active funds
- Vanguard's cheap trackers and ETFs just got even cheaper
- The annual ISA allowance
- How to improve your investment research process
- Simple mind games to stop passive investors hitting self-destruct
- The 12 rules of successful investment, according to John Lee
- Investment trust discounts and premiums
- How to invest in small caps
- How to clone Neil Woodford's income fund
- The size premium – dead or alive?
- Why you shouldn't track your investment returns
- Expat investors: Help for US and UK citizens abroad
- Investing for beginners: Time value of money
- How to compare index trackers
- The Slow and Steady passive portfolio update: Q2 2014
- 327 seconds to a perfect £15,000 NISA investment portfolio
- How to buy your first index trackers
- Why passive investing wins in the UK
- How to read a fund fact sheet
- How passive investing is improving your mental toughness
- Investing for beginners: Compound interest and its enemies
- Enter The Accumulator's confession booth
- How to turn your cash ISA into a stocks and shares ISA
- Passive investing and stock market crashes
- Tracking your portfolio the easy way
- What are growth investors looking for?
- Valuing growth stocks is hard
- Need a financial plan? MoneyVista may be able to help – review
- Do you owe tax on excess reportable income?
- The reality of the platform business
- The Slow and Steady passive portfolio update: Q1 2014
- How should you invest for your age?
- Estimating your portfolio's expected return
- What you need to know about nominee accounts
- Why bank preference shares could pop
- The Warren Buffet passive portfolio
- Why investors should be wary of discounted funds
- Warren Buffett's most personal bet yet on index fund investing
- World stock markets: How historic returns have varied by country
- The cost of active fund management
- Expected returns: Estimates for your financial planning
- How to construct your own asset allocation
- Floating rate bonds as a hedge against rising interest rates
- Which asset allocation is right for you?
- Broker price scramble kicks off
- The Slow and Steady passive portfolio update: Q4 2013
- Debating passive vs active investing: Episode III - The Battle for Edge
- Debating passive vs active investing: Episode II - The Couch Potato Strikes Back
- Debating passive vs active investing: Episode I – The Lure of the Dark Side
- Investor compensation schemes – are you covered?
- A buying opportunity has emerged in emerging markets
- Investing for beginners: All about assets
- Weekend reading: The 'fair value' market is probably overvalued in the US
- Ten things I've learned from ten years of actively investing
- Tim Hale’s Smarter Investing – What’s new in the 3rd edition, and what have I missed from the 1st edition?
- Review: Smarter Investing by Tim Hale
- Investing in Lego
- The first law of thermodynamics and investing risk
- Reducing equity allocations in retirement may be the very opposite of what you should do
- A brief* guide to the point of bonds
- How I'm betting against Neil Woodford
- How to work out your own financial independence plan
- The Slow and Steady passive portfolio update: Q3 2013
- Currency risk and ETFs, trackers, and other funds
- Financially independent in 10 years: a plan
- Closet index funds outed
- Why I'm not paying off my mortgage
- Why a higher P/E ratio for the market could lead to higher returns
- Returns from alternative asset classes
- Investing for beginners: Risk, returns, time, and diversification
- Get the very best stock picking fund managers cheap (but there's a catch)
- How to build a dividend portfolio
- Passive index investing feels wrong
- Why your house is an investment, and an asset, too
- ETFs and the peculiar effects of withholding tax
- Holding my nose and buying in Europe
- ETF-only portfolios
- Investing for beginners: Risk versus reward
- 9 lazy portfolios for UK investors
- Time to buy the hated gold miners?
- How to work out your portfolio's actual cost
- The Slow and Steady passive portfolio update: Q2 2013
- Level vs escalating annuities
- How to spot a bull market top
- How to ensure you won’t run out of money in retirement
- It's not fair! Sequence of returns risk
- The most important goal for every retiree
- Monevator HYP: Second anniversary
- Why your relatives will be glad you're a DIY investor
- Investing for beginners: Why do we invest?
- Four new ETFs from Vanguard
- Have the Powershares FTSE RAFI ETFs done the business?
- How to be a 5:2 investor
- The raffish charm of fundamental indexing
- Cash rebates ended for DIY investment platforms
- Why market cap investing still works
- The stock market capitalisation to GNP (or GDP) ratio
- How to invest in the value premium
- Warren Buffett's investing tips (infographic)
- Too big to scale: Long-term stock market returns
- The Slow and Steady passive portfolio update: Q1 2013
- The value premium in a nutshell
- How big are the return premiums?
- Know your own risk tolerance
- Return premiums that can rev up your portfolio
- Risk and investment
- 4 investing methods that beat the market
- Can’t work out tracking error on your ETF or index fund? Try Bloomberg
- Can you afford NOT to have a big cheap mortgage?
- Do you want your broker to be clean or dirty?
- Shares deliver the best long term returns, so why invest in bonds?
- Tracking error – how it affects FTSE All Share funds
- What are the risks of being out of the market?
- How to value shares
- What's the share trading strategy for the Monevator demo HYP?
- The Slow and Steady passive portfolio update: Q4 2012
- The hidden benefits of financial freedom
- Passive investing: Straight to video
- Proof that most methods of making stock market predictions don't work
- Vanguard offer some of Britain's cheapest index funds, but there’s a catch
- Proof that falling share prices can be good for your portfolio
- The facts of investing life
- How to research cash flow, balance sheet health, and management focus before buying high-yield shares
- The seven habits of highly successful private investors
- Reasons to be optimistic about stock market returns
- Has the FSA just dropped a bomb on your pension forecast?
- How to stress test your retirement plan
- How to screen for promising dividend shares
- Don’t let the fear of RDR stop you from investing
- Hey buddy, want to buy a conglomerate?
- Why RDR is painful for passive investors
- Exploring the different types of dividend shares
- ‘Clean’ HSBC index funds are pretty messy
- The Slow and Steady passive portfolio update: Q3 2012
- Deferring realising capital gains to reduce your final tax bill
- Decoding a company's dividend policy
- Valuing the market by earnings yield
- The surprisingly savage way tax reduces your returns
- What is dividend yield?
- What is the earnings yield?
- What are dividends?
- In search of the best online broker
- How would you fare in a bond market crash?
- How much will bond funds fall if interest rates rise?
- Using a pension calculator to plan for a decent retirement
- What annual rate of return should you expect from your pension fund?
- How much should I save for retirement?
- At what age should I retire?
- How much do I need to live on when I retire?
- How to create a simple retirement plan
- What are Enterprise Investment Schemes?
- Confession time: My hobby is investing
- How to create your own DIY corporate bond portfolio
- The brave new world of the Ongoing Charge
- Does opportunity knock in the UK retail bond market?
- The Slow and Steady passive portfolio update: Q2 2012
- Who pays capital gains tax?
- How to offset capital gains with losses to reduce your tax bill
- How to transfer a stocks and shares ISA
- Seven shares trading at a big discount to NAV
- Bailing out of Interactive Investor: No-fee discount broker options
- Interactive Investor no longer a friend to passive investors
- How to buy £1 coins for 70p
- The Monevator demo HYP: One year on
- Vanguard launches dirt cheap ETFs for the UK
- Weekend reading: Good and bad news travels fast online
- UPDATED: Vanguard funds are NOT on iii
- Where to invest in 2012 when you have too many shares
- The cyclically-adjusted P/E ratio (PE10 or Shiller PE)
- Should I dump my government bond funds?
- Valuing the market by P/E ratio
- Valuing the market: Are shares cheap?
- Spring cleaning our passive investing HQ
- Lazy investing with HSBC’s World Index Portfolio
- How to protect your portfolio from share price falls
- The Slow and Steady passive portfolio update: Q1 2012
- Not saving enough for your old age? Try a dirt cheap stakeholder pension
- Benchmarking Our High Yield Portfolio
- Tracking error: How to measure it and what it tells us
- How to use tracking error to uncover the true cost of an index tracker
- Weekend reading: Iceland comes in from the cold
- Reduce risk by investing in foreign shares
- Spread betting tax avoidance strategies
- How will Facebook affect index trackers?
- The case for Aberforth Smaller Companies Trust
- The family BlackRock and the mysterious case of the elusive TERs
- Will Halifax take spread betting mainstream?
- How to invest on a (weeny) budget
- Historical UK house prices
- The Slow and Steady passive portfolio update: Q4 2011
- Are UK house prices too high?
- Six small cap property companies
- UK commercial property trading at a discount
- Is it worth sticking with Hargreaves Lansdown to get Vanguard funds?
- Hargreaves Lansdown bags Vanguard funds
- Gruel Britannia, but what about her investors?
- Are BlackRock index trackers cheap?
- Buy shares in house builders, not new build houses
- Hargreaves Lansdown switching fees
- Hargreaves Lansdown slaps new fees on index funds
- Dividend reinvestment and rebalancing is easier and cheaper with index funds
- You can trade ETFs more easily than index funds
- There's more choice with ETFs than index funds
- The 2012 ISA allowance
- Should tracking error sway the choice between ETFs and index funds?
- Index funds are cheaper than ETFs
- Index funds are simpler than ETFs
- How to lifestyle Vanguard LifeStrategy funds
- Vanguard LifeStrategy funds turn passive investing catatonic
- How small investors can drip-feed into Vanguard index funds
- The Slow and Steady passive portfolio update: Q3 2011
- Back into bank preference shares?
- Accumulation units – the income tax loophole that never was
- How to invest in an IPO
- What is an IPO?
- Foreign shares in an ISA
- Plan to invest as shares fall
- A plunge protection fund: Naughty, but nice
- A bastion for UK passive investors
- Good shares to buy now
- Exchange Traded Notes and Certificates: The scary face of index trackers
- How to choose the best index trackers #4: ETF-only features
- How to live off investment income
- How to choose the best index trackers #3: Overlooked stuff
- Investing in Caledonia Investments
- The Slow and Steady passive portfolio update: Q2 2011
- Dividend income and the Monevator HYP
- This is not the UK small cap index tracker you are looking for
- How to choose the best index trackers #2: Costs
- The 22 maxims of Sir John Templeton
- How to choose the best index trackers #1: Basics
- Picking an index tracker out of the investing swamp
- Weekend reading: Spin the wheel of satire
- When should you stop growing and start protecting your money?
- Never say never again
- Pros and cons of subscription shares
- How a synthetic ETF works
- The Monevator HYP: It's alive!
- ETF risk - a personal action plan
- A new high yield portfolio for 2011
- Physical ETF risks targeted by global regulators
- The Investor's 2020 vision
- Synthetic ETFs could pose a threat to global financial stability, say regulators
- An update on 2007's high yield portfolio
- Pay off the mortgage or invest?
- How we rebalance the Slow and Steady portfolio
- The Slow and Steady passive portfolio update: Q1 2011
- Act now to defuse capital gains on shares
- How subscription shares multiply your gains
- What the Buffett family has always known about cash
- Vanguard dealing fees fall, adds new funds
- Ten ways to stop inflation destroying your wealth
- Avoid tax shocks by using reporting funds
- How the bid-offer spread inflates your ETF costs
- Great expectations: How much should you fear inflation?
- Cut costs with low turnover trackers
- Subscription shares
- How good is your tracker? Use tracking difference to find out!
- Gilts (UK government bonds)
- Tracking error: A hidden cost of passive investing
- The UK small cap ETF that's too big for its boots
- Our Slow and Steady passive portfolio
- Asset class outlook for 2011
- Warning: Income investment trusts trading at a premium
- Should you buy gilts directly or invest in a gilt fund?
- The investor sentiment cycle
- How to find index funds
- An emerging market index fund for UK investors
- Index fund tactics to save you a bundle
- Watch out for withholding tax on your dividends
- What Peter Lynch looks for in a share
- Why it's almost always a bad time to borrow to invest
- Don't be misled: think TER not AMC
- Investing for 100-year olds
- Pimping your DIY GEB
- How to create your own cheap, simple and secure Guaranteed Equity Bond
- How to buy ETFs for less
- The Warren Buffett hedge fund that wasn't
- My first time
- Buying an investment trust on a discount versus a premium
- The danger of small cap share tips
- Hedge funds lag the simplest portfolios
- How to invest in German companies
- How free trade makes us all better off
- Perceived risk versus actual risk
- No lost decade: Why we're not Japan
- Swensen's Ivy League portfolio revisited
- The bewitching appeal of Lloyds suspended preference shares
- A brief history of behavioural finance
- Beware the lure of the exotic
- The risks of buying mark to market investments on margin
- Wealth preservation strategies of the rich
- Keep it simple, stupid
- Something for everyone: the new Lloyds retail bond
- Lloyds shares: Medium risk but high potential reward
- Two new personal finance tools for Monevator readers
- Are BP shares a buy?
- Getting an investment income from investment trusts
- What first attracted me to the 9%-yielding Natwest preference shares
- Bank preference shares: A brief history
- Using a watchlist to improve your investing
- Walter Schloss: His rules that beat the market
- Weekend reading: Why I've sold a few shares as the bull marches on
- Bond default probabilities: by rating
- ISA limits to increase annually with inflation: Budget 2010
- The risks of Venture Capital Trusts (VCTs)
- Cash and your portfolio
- Avoiding capital gains tax on your investments
- 5 ways to invest like Warren Buffett (from the man himself)
- Cash is king, or cash is trash?
- Companies paying dividends early to beat higher UK tax rates
- Bolton's China trust is worth a small punt
- Six reasons not to invest with Bolton in China
- Six reasons to back Bolton's China investment trust
- Should you back Bolton in the China shop?
- Is it safe to invest in corporate bonds?
- Rebalance your portfolio for your benefit, not the tax man's
- An easy way to invest in Australia, Canada or South Africa
- How to run your portfolio like a hedge fund
- What should a new investor be told to do?
- Lose 6% and you lose your job
- Should you be investing more in technology?
- Three reasons to keep buying British
- Steep yield curve means equities could fly
- Beat the market by following director share buying
- No certainty with absolute return funds
- Reminiscences of a stock market wallflower
- At what yield are government bonds a buy?
- Buy government bonds – eventually
- How Property Income Distributions (PIDs) are taxed
- 9 lazy ETF portfolios for UK investors
- How to calculate bond yields
- Think you've spread your risk? Think again
- Corporate bond prices and yields
- Is the RBS Royal Bond a good buy?
- 7 ways to profit from other people’s folly
- Seven ways to invest in the stock market when you’ve got no money
- Are you lost in Neverland?
- You can't bank on an expected return
- Tax and costs will eat up returns
- Borrowing to invest is expensive
- Why borrowing to invest is a bad idea
- Historical returns from corporate bonds
- Share trading is hard: Worked example
- Buying small caps to gear up for the recovery
- Monevator share write-ups review
- Why I've bought Lloyds Banking Group
- Another crummy guaranteed equity bond from NS&I
- Four ways to invest in oil
- Commercial property: I'm buying
- Commercial property is an attractive asset to own
- Enough with the self-flagellation: We've just lived through a ten-year bear market
- Cash and bonds are different investments
- How to create an Ivy League endowment fund using UK ETFs
- Why shares could be set for a decade of 20% a year returns
- Factors that may influence how and when you rebalance
- When should you rebalance your portfolio?
- How to rebalance your portfolio
- Does being a great investor mean you'll live longer?
- Rebalancing asset allocations
- Crisis investing: Company blunders
- Crisis investing: Specific news events
- Structured products and 'guaranteed' equity bonds were never a good idea
- Crisis investing as swine flu panic spreads
- Why I'm celebrating the annual ISA limit being raised to £10,200
- Is it too late to buy Barclays shares?
- Strategies for investing in bear markets
- Six ways in which stop losses can damage your wealth
- Spring bounce for falling UK housing market probably just a speed bump
- Trusting in the Rights and Issues Trust
- How stop loss investing can save you money
- Stocks vs corporate bonds
- Portfolio diversification
- How the bear market hit the high yield portfolio
- Other kinds of bonds you may come across
- Sparking up an investment in electrical contractor T.Clarke (CTO)
- Convertible bonds
- Coping with the guilt of losing money
- The main types of corporate bonds
- 10 reasons to be cheerful as an investor
- Why investing in overseas markets will diversify your portfolio
- Why I'm holding HSBC and Standard Chartered, despite the financial crisis
- How fear is driving bank share prices
- What causes corporate bond prices to fluctuate?
- What are corporate bonds?
- How to invest with the Rothschilds via RIT Capital Partners (RCP)
- What are the benefits of corporate bonds?
- The 6 reasons small caps can supercharge your investment returns
- The simplest, most effective investment decision you will ever make
- Bought The Clapham House Group (CPH)
- Benjamin Graham on bear markets
- How I bought the mortgages the banks don't want via Prodesse (PRD)
- How you can enjoy the profits of 2,267 companies around the world for free
- Seven surprising things you may not know about Warren Buffett
- How to spot a bear market bottom
- Will Blinkx (BLNX) be the UK's answer to Google?
- Don't wait to open your stocks and shares ISA
- The Clapham House Group (CPH) (UK)
- How a boring broker will make you richer
- Should you swap your shares for an investment trust on a discount?
- If you don't buy high-yield blue chips now, you'll likely regret it later
- Andy Brough of Shroder's thinks UK market looks good value
- Save a dollar when you are 20... earn a dollar a year at 60
- Capital Gains Tax now charged at a flat 18%
- Annual ISA allowance goes up to £7,200 a year
- Two signs the crisis for financial shares may be abating
- 2008 the worst first quarter for stock markets in five years
- Four more ways to stop a financial crisis derailing your money goals
- Four quick sanity checks to stop the credit crisis killing your finances
- How to buy and own pure gold with Bullion Vault
- The one number to beat if you want to retire early
- How to harvest wheat and mine gold using ETCs
- Being fearfully greedy: Why I buy in bear markets
- Using exchange traded funds to instantly diversify your portfolio
- Shock news: Asset allocation not as dull as it sounds
- 100 Secret Strategies for Successful Investing
- Selecting the shares for your high yield portfolio: HYP part 4
- Diversifying your high yield portfolio: HYP Part 3
- How to choose a good high yield share for the long haul: HYP Part 2
- Grow your income with dividends from high yield shares: HYP Part I
- When to sell winning shares
- Historical versus forecast dividend yield
- How to calculate the dividend yield
Miscellaneous (15)
- The annual allowance for pensions
- Defined Benefit to Defined Contribution pension transfers
- Trust life assurance to do the right thing
- Inheritance tax
- Life insurance and protection: A primer (or why you should buy renewable term life cover, most of the time)
- Do you need income protection insurance?
- What to do with old private pension plans
- Family Income Benefit – the forgotten policy?
- Announcement: Monevator makeover
- Lars Kroijer's Talk In London: Recording
- Merry Christmas and a prosperous 2016 (As well as some last minute gift ideas!)
- Three lessons about charity and money from Martin Lewis of MoneySavingExpert
- Weekend reading: Our top 10 articles of 2014
- How to start a fund
- How to check your credit score for free in the UK
Monevation (109)
Motivational pep talks for the money-minded
- What do 6,500 clicks tell us about UK FIRE?
- Something to lose
- My biggest FI demon – status anxiety
- Why I’m saving and investing for the disaster to come
- Debate: Should you count your own home in your net worth 'number'?
- Good books to help you stay the course to Financial Independence – and beyond
- Nine underrated tools to help you achieve Financial Independence
- Money is power
- House prices, mental accounting, and leaky buckets
- 10 things you can do today to reset your life
- Why are we surprised when would be early retirees have second thoughts?
- Before you make an investment, understand what you're getting into
- Live it up like a graduate student and save a fortune
- Patient investing requires a little faith
- Using the Rule of 300 to estimate how much money you need for financial freedom
- Do you have a money mind?
- Why I don't use the FIRE acronym for financial freedom
- The snowball and the paper trail
- Don't forget your can opener
- The really obvious thing we all forget when borrowing money
- Invest in your further education with low-cost MOOCs
- Can I live like a millionaire?
- Holiday strategies to refresh a frugal soul
- How to prepare for a recession
- Financial independence – adrift in the vastness
- How to enjoy life like a billionaire
- How to score an own goal
- They don't tax free time
- Become your money hero
- The bohemian investor
- Nonagenarian millionaires next door can only teach us so much about investing
- There are many ways to be an investor
- Gagadom and the Grim Reaper: suppose they come early?
- Don't waste money buying expensive gifts
- It ain't what you do it's what it does to you
- How to be a capitalist
- The first law of personal finance: Spend less than you earn
- Confessions of a Rate Tart
- Ten things I've learned from ten years of actively investing
- 10 good reasons to retire early
- Buffett's folly: The dark side of compound interest
- Financially independent in 10 years: a plan
- How it feels to be mortgage-free
- If you want to make easy money, do something hard
- Five lessons my father taught me about the value of money
- You don't have to go nuclear on working for a living
- Day trading is too much fun to be profitable
- Know your own risk tolerance
- Risk and investment
- Three crucial steps to making new year resolutions work
- Credit cards with benefits
- The seven habits of highly successful private investors
- What I learned about investing from a cult card-based strategy game
- How talking about money is like French kissing
- University has become an unaffordable luxury
- Entrepreneur characteristics
- Financial goals: Sticking to the plan when the funk comes to visit
- Video: Trial, error, and the God complex
- When should you stop growing and start protecting your money?
- What the Buffett family has always known about cash
- 101 ways to save money
- Are you richer than your kids, or poorer than your grandchildren?
- Wealth preservation strategies of the rich
- A start-up that’s growing at 100% a month
- Researching moving abroad
- Ten tips for Britain’s blighted young things
- Rich friends, poor friends
- Do you want to retire early enough to save 75% of your income?
- Living frugally for early retirement
- Early retirement: The extreme method
- Personal time management for fun and profit
- Earn more money by tackling your mental beliefs
- 5 ways to invest like Warren Buffett (from the man himself)
- Are you wasting your money on memories?
- Get out of debt to unleash your inner money maker
- Pros and cons of being wealthy
- My 10 rules to stay sexy and save money
- Facing mortality when you have a family
- How would you spend and save if you knew exactly when you were going to die?
- Think long term (or kiss goodbye to civilisation)
- The unseen assets on your balance sheet
- Perfect 10 investing
- You don't have to be rich to treat yourself
- How buying an iPhone can help make you rich
- 10 money mistakes I have made
- Young people are already rich
- How to make one million pounds
- Why a little passive income from a side project is worth a lot more than you think
- Coping with the guilt of losing money
- Money can't buy me love
- Do you run a tight ship or are you just a tightwad?
- How much interest do you earn on a million pounds?
- Three new ways to control your spending
- Learn how to get rich from a video game
- Five ways your pet could cost your pension dear
- Five lessons for investors from Michael Phelps' Olympic triumph
- How a boring broker will make you richer
- Four more ways to stop a financial crisis derailing your money goals
- Who’s your Star Wars money hero?
- The secret to investing when stock markets are falling
- The one number to beat if you want to retire early
- The hidden cost of not saving and investing because you're in debt
- Why you must get out and stay out of debt
- Taking stock: Your Statement of Affairs
- From now on, you’re good with money
- The 10 eternally true steps to financial freedom
- The Rules of Wealth
- What everybody needs to learn from recent immigrants
- How one relative's pension plight taught me to save the hard way
Newsbites (22)
This is the news. Occasionally.
- Two ways to help you find the best online broker or investment platform
- MiFID II and you
- At last, some good news for the good guys: Budget 2014
- Wealth in the UK: We're richer than you think
- The average savings in an ISA, by salary
- The Iron Lady: Trailer of the Margaret Thatcher biopic
- Weekend reading: A quick guide to Monevator
- Quick query re: email pop-up and comments
- Shopify competition sells the dream of online retailing
- Monevator: Blogging in 2010
- Normal service will resume shortly
- The financial end-of-year reviews: 2008
- Why the Bank of England will keep cutting interest rates
- Thesis theme marks new direction
- Dexter Fletcher on going bankrupt (and the love of a good woman)
- Home ownership in the UK lowest it's been for a decade
- Pay off your mortgage double quick
- Will you miss the cheque?
- Should you cancel your unused credit cards?
- I've nearly maxed out my Zopa lending
- John Lee says it's time to buy smallcaps
- Egg withdrawing 160,000 credit cards
Other sites (540)
Generally my Weekend Reading link roundups.
- Weekend reading: A lesson in futility
- Weekend reading: Healthy, wealthy, and shut-eyes
- Lars Kroijer on…hedge fund mimicking ETFs, checking your portfolio, and minimal risk assets
- Weekend reading: General Winter
- Weekend reading: Woodford is done, Brexit isn't, but at least Vanguard is cutting fees
- Weekend reading: The biggest lesson from the demise of Woodford's empire
- Weekend reading: The on the cusp of a deal so let's not jinx it by saying anything edition
- Weekend reading: See what we spend with this visualization tool
- Lars Kroijer on…market timing, currency hedging, and active managers
- Weekend reading: Just the links, ma'am
- Weekend reading: How will you really feel when the market goes Slytherin down?
- Weekend reading: How could the financial services sector better cater for the likes of us?
- Weekend reading: Ben buries Burry in this week's passive battle
- Weekend reading: Index funds were an innovation, but the passive approach is as old as investing
- Weekend reading: 75 not out*
- Weekend reading: Airpods and moon tix
- Weekend reading: Brexit bites
- Weekend reading: How are you setting your table?
- Weekend reading: Pride, prejudice, and passive income
- Weekend reading: should retirement be retired?
- Weekend reading: the death of active management will be long and slow
- Weekend reading: The US market has conquered all, but that won't be how the story ends
- Weekend reading: Our missing fund-of-funds table, a sniff of a new book, and a bunch of good reads
- Weekend reading: Great work ends early whether you want it to or not
- Weekend reading: Welcome to Moneyland, a dystopian home from home
- Weekend reading: It's time that index funds eclipsed exploding superstar investors
- Weekend reading: We've been waiting for you Mr. Anderson
- Weekend reading: Will the passive investing revolution eat itself?
- Weekend reading: Get your questions in for Lars Kroijer
- Weekend reading: We need to see a shrink
- Weekend reading: What a drag* it is getting old
- Weekend reading: Capital gains tax receipts are soaring. A good bad problem.
- Weekend reading: People forget that people forget
- Weekend reading: There's no silver bullet to finish off Brexit
- Weekend reading: Don't mess with pensions. They're working.
- Weekend reading: Choose time
- Weekend reading: Oops, bonds did it again
- Weekend reading: Thicker than The Thick of It
- Weekend reading: Minimalism is for life, not just for Netflix
- Weekend reading: Actively able
- Weekend reading: See why you should invest a lump sum now (and a scam alert!)
- Weekend reading: 29 quick rules about money
- Weekend reading: We might have bigger problems than a bad Brexit
- Weekend reading: Will ethical robo-investing undo the rise of index funds?
- Weekend reading: Twilight of the blogs
- Weekend reading: The house that Jack built
- Weekend reading: British passport no longer rules the waivers
- Weekend reading: New year, old habits
- Weekend reading: Reading the last rites on 2018
- Weekend reading: Can we take back control from Brexit?
- Weekend reading: Feudal dues
- Weekend reading: I shopped til I dropped
- Weekend reading: New investing game has Stax of potential
- Weekend reading: The best money and investment reads from around the web
- Weekend reading: It's not perfect, but historical data is the best we have to go on when investing
- Weekend reading: Budget 2018
- Weekend reading: Live fast, buy an annuity
- Weekend reading: An ethical quandary
- Weekend reading: Looking down when the tide goes out
- Weekend reading: Financial Independence against the odds
- Weekend reading: Three into one will go, if you're rich enough
- Weekend reading: FIRE and forget
- Weekend reading: Download a free e-version of Ray Dalio's new Big Debt Crisis survival handbook
- Weekend reading: What is your reason for being?
- Weekend reading: Automatic for the people
- Weekend reading: Child Trust Funds coming of age
- Weekend reading: Funny money
- Weekend reading: Are we there yet?
- Weekend reading: How high should interest rates really be?
- Weekend reading: Death to the Lifetime ISA?
- Weekend reading: One more year, justified
- Weekend reading: A little money in shares is better than none at all
- Weekend reading: Thrifty business
- Weekend reading: Does the passive label put people off index funds?
- Weekend reading: Brexit enters the terrible twos
- Weekend reading: Pervasive passive investing is becoming the reality of financial services
- Weekend reading: A little extra work counts for a lot
- Weekend reading: When you're more jealous of a billionaire's job than his bank balance
- Weekend reading: Investing wisdom from Jason Zweig
- Weekend reading: When Harry met a £30m wedding bill
- Weekend reading: All you can eat Buffett
- Weekend reading: Yes, even brokers can fail you
- Weekend reading: Are buy-to-let landlords terrible people?
- Weekend reading: Savers appeal to the opposite sex
- Weekend reading: Amazed at Amazon
- Weekend reading: A journey to financial freedom from the shop floor
- Weekend reading: Easter express edition
- Weekend reading: You are not average
- Weekend reading: Where are all the billionaires?
- Weekend reading: Higher bond yields trump lower bond prices, eventually
- Weekend reading: Fees never falter
- Weekend reading: Bedding in
- Weekend reading: Blogger on the run edition
- Weekend reading: Moving (and) markets edition
- Weekend reading: Three graphs that boil down the retirement income conundrum
- Weekend reading: Mifid II reveals hidden depths to fund charges
- Weekend reading: My fee is considerably smaller than yours
- Weekend reading: The toll
- Weekend reading: Investor, know thyself
- Weekend reading: Good money and investing books to give at Christmas
- Weekend reading: Most things you want to own don't diversify your portfolio
- Weekend reading: Bitcoin is a bubble. Probably.
- Weekend reading: Recency bias, standard deviation, and cumulative gains
- Weekend reading: Deal or no deal we'll do fine after Brexit says Capital Economics
- Weekend reading: Buy-to-let market showing signs of retreat
- Weekend Reading: Don't bother trying to second guess the next move from the Bank of England
- Weekend reading: Look for low expense ratios not star power when investing in funds
- Weekend reading: Should we invest in the robots, or in the toys they'll use to keep us happy?
- Weekend reading: Kensington vs Ebbw Vale
- Weekend reading: A map of all our mental biases
- Weekend reading: Investment trusts ought to tread carefully when talking about market setbacks
- Weekend reading: The land where time stood still
- Weekend reading: Stuff to read while we're elsewhere
- Weekend reading: If the market is getting dumber, active managers must be morons*
- Weekend reading: Still dithering our way to Brexit
- Weekend reading: Better to aim for an average outcome than risk bad fortune
- Weekend reading: Weirdly busy August edition
- Weekend reading: You're in the 1% for financial savvy
- Weekend reading: Little things matter less than getting started
- Weekend reading: Should inheritance tax be 100%?
- Weekend reading: Caveat emptor needs to make a comeback
- Weekend reading: ETFs are on the right side of history
- Weekend reading: Skip The Krypton Factor
- Weekend reading: She thinks they doth protest too much
- Weekend reading: Investing Demystified 2.0
- Weekend reading: The value versus growth battle continues
- Weekend reading: May be not
- Weekend reading: The Election Section
- Weekend reading: Some reads for when the sun goes down
- Weekend reading: Millennials toasted
- Weekend reading: Just the links, ma'am
- Weekend reading: Bull markets and bonds
- Weekend reading: Rebooted
- Weekend reading: Some thoughts on the upcoming General Election
- Weekend reading: Invest every month, come what may, once more with feeling
- Weekend reading: The perversity of the Lifetime Allowance for pensions
- Weekend reading: Triggered
- Weekend reading: Are we marching towards a State pension age of 70?
- Weekend reading: The returns from the world's greatest active investors
- Weekend reading: Bashing the budget
- Weekend reading: Why is Nest making active decisions about worker's pensions?
- Weekend reading: Warren Buffett's latest annual letter
- Weekend reading: A new comment policy to promote on-topic discussion
- Weekend reading: How high property prices are making many of us relatively poorer
- Weekend reading: Control yourselves
- Weekend reading: Fire in the hole
- Weekend reading: Factor investing is many things, but easy isn't one of them
- Weekend reading: Considerably richer than you
- Weekend reading: Putting 2016's returns into perspective
- Weekend reading: Board games to keep you busy during our Christmas break
- Weekend reading: Five things you need to know about active funds
- Weekend reading: Merryn says it's time to sell your sacred final salary pension
- Weekend reading: London property the bigliest bubble ever
- Weekend reading: FCA tackles asset managers in new report, but investors are doing it for themselves
- Blogs for international financial freedom seekers
- Weekend reading: First that, now this
- Weekend reading: Screw it, let's not do it
- Weekend reading: Beat the market by saving more
- Weekend reading: The $35 billion passive man
- Weekend reading: When is an inflation target not an inflation target?
- Weekend reading: Look who's back
- Weekend reading: Be young, be foolish, be poorer than your parents
- Weekend reading: Happiness is a spiky retirement spending plan
- Weekend reading: The private banks doing God's work
- Weekend reading: Another question for you guys
- Weekend reading: Brexit so far. No pain. No gain.
- Weekend reading: Is passive investing worse than Marxism?
- Weekend reading: Have you fallen in love with money?
- Weekend reading: Another early retiree "de-retires"
- Weekend reading: Calling all international financial freedom seekers
- Weekend reading: Your new second favourite website
- Weekend reading: The inspiring success of a fellow UK personal finance blogger
- Weekend reading: May the force be with us
- Weekend reading: Teasing apart the motivation to Leave
- Weekend reading: Bored of Brexit? It's only just begun
- Weekend reading: One more rant in the aftermath of a wail of protest
- Weekend reading: Shares trash-talked by consumer champion Paul Lewis
- Weekend reading: George Soros should buy some tracker funds
- Weekend reading: A plethora of potential good reads
- Weekend reading: In practice, basically right is as good as it gets
- Weekend reading: Investing can be even more painful than the history books record
- Weekend reading: Welcome to Indexville – please invest passively
- Weekend reading: Lazy Sunday edition
- Weekend reading: Is it a good time to invest in shares?
- Weekend reading: Robo-adviser tin men can't substitute for courage and brains
- Weekend reading: What strategy is best for retirement portfolios?
- Weekend reading: Is fund fee transparency really such a big deal?
- Weekend reading: Keeping your Dividend Edge
- Weekend reading: The one mistake you can't afford to make
- Weekend reading: Budget 2016
- Weekend reading: Free PDF on Modern Portfolio Construction
- Weekend reading: Egging on another stock market wobble
- Weekend reading: DIY Saturday edition
- Weekend reading: Can we have too much of a good thing with indexing?
- Weekend reading: A chance to hear Lars Kroijer speak in London
- Weekend reading: Pain today, but pain tomorrow too if you don't know what you're saving for
- Weekend reading: Commodities are risky and typically unrewarding
- Weekend reading: Does saving still pay?
- Weekend reading: Hello bear market, my old friend
- Weekend reading: Being wrong can be alright, but being in denial is a disaster
- Weekend reading: Check out my skill
- Weekend reading: Guys? Guys?
- Weekend reading: Has the chancellor made his mind up on housing?
- Weekend reading: Jim Slater (1929-2015)
- Weekend reading: Is happiness through wealth a zero-sum game?
- Weekend reading: The grandfatherly advice you maybe never had
- Weekend reading: Beware of choice paralysis
- Weekend reading: Investing basics never change
- Weekend reading: Don't top-up your State Pension until you've read stopped reading this and read that
- Weekend reading: Death to inheritances
- Weekend reading: Ignorance is bliss
- Weekend reading: The Bit Short edition
- Weekend reading: There is no safe withdrawal rate
- Weekend reading: A history lesson for every kind of investor
- Weekend reading: Yes, we do have a house price problem
- Weekend reading: A boom in crash talk
- Weekend reading: Donald Trump is not a Boglehead
- Weekend reading: Investing when you don't know how the story ends
- Weekend reading: Housekeeping in the dog days of summer
- Weekend reading: Doing the wrong thing with property made everyone but me rich
- Weekend reading: Summer fields of dreams
- Weekend Reading: Throwing another leg of lamb on the barbie
- Weekend reading: Stock market crash or Chinese takeaway?
- Weekend reading: A modification to the £1 million inheritance tax threshold?
- Weekend reading: Smart Beta ETF investors seek the next big thing
- Weekend reading: How biotech beat the incumbent
- Weekend reading: Relatively predictable
- Weekend reading: The best investors are dead right
- Weekend reading: Globalisation and the gutters
- Weekend reading: Monevator goes mobile
- Weekend reading: Passive investors should bring Larry Swedroe to a knife fight
- Weekend reading: Another reminder that most active managers fail
- Weekend reading: The easy money wasn't easy
- Weekend reading: It's always calmest before the crash
- Weekend reading: Active investors need to love what they do
- Weekend reading: ETFs are playing to the active crowd
- Weekend reading: The market is a soap opera, not a movie
- Weekend Reading: Debunking dividend myths
- Weekend reading: A world of lunacy
- Weekend reading: Costs trump the best asset allocation decisions
- Weekend reading: Scott Adams on investing
- Weekend reading: Why janitor millionaires clean up in market crashes
- Weekend reading: Don't be a doomster
- Weekend reading: The end of open outcry
- Weekend reading: Quoting the legends
- Weekend reading: It takes a lot of money to replace a salary
- Weekend reading: Volatility and the Swiss swoon
- Weekend reading: Should you pursue the perfect passive portfolio?
- Weekend reading: 2015, and 15 years of a lousy FTSE 100
- Weekend reading: The best investing books of 2014 (some of which I even read)
- Weekend reading: Three-year NS&I pensioner bonds to pay 4%
- Weekend reading: Hedge funds find it hard to be different nowadays
- Weekend reading: Time to expose the closet tracker funds
- Weekend reading: Investing works if you give it time
- Weekend reading: Set your own agenda to better manage your time
- Weekend reading: Sad story stocks
- Weekend reading: Me and you versus the world
- Weekend reading: London property market slowing
- Weekend reading: Shares fell. It's what shares do.
- Weekend reading: The exceptional mathematics of average returns
- Weekend reading: Rats, you missed your chance
- Weekend reading: The price of high house prices
- Weekend reading: Beam me up Scotty
- Weekend reading: Passive investing is about logic, not rhetoric
- Weekend reading: Try the IndexView tool for a snapshot of US stock market gains
- Weekend reading: Bonds have taught us a lesson in 2014
- Weekend reading: I heard the news today oh boy
- Weekend reading: Why I give short thrift to calls for a ban on shorting
- Weekend reading: Diversification is definitely not for losers
- Weekend reading: Are you weird enough to do well as an investor?
- Weekend reading: Summertime, and the reading is easy
- Weekend reading: The Everything Boom, or the Everything Bubble?
- Weekend reading: A collection of quotes about index investing
- Weekend reading: Lots of good reads, at last
- Weekend reading: What's it like to escape from the rat race?
- Weekend reading: Is smart beta a dumb idea?
- Weekend reading: My own (dubiously useful) view on current stock market valuations
- Weekend reading: Can you withdraw as much from your pension as you plan to?
- Weekend reading: It's a jungle out there
- Weekend reading: Portfolio income tabulated by Under The Money Tree
- Weekend reading: Lots to read if it starts raining
- Weekend reading: Are we in a new tech bubble?
- Weekend reading: Monevator readers are worth reading
- Weekend reading: Consumers want a single "pounds and pence" number for total costs
- Weekend reading: Hurry up and fill that ISA
- Weekend reading: Honey, I shrank the financial advice
- Weekend reading: Time in the market matters, not timing the market
- Weekend reading: Five years on, and a barrel of dead fish
- Weekend reading: Monevator talks platform fees on Money Box on Radio 4
- Weekend reading: Robert Shiller interview, questioning the efficient market
- Weekend reading: Even high earners have pension woes
- Weekend reading: Beating the market is really, really, hard
- Weekend reading: Don't make bets with a handicapping genius
- Weekend reading: Blue sky investment
- Weekend reading: Simple investing does fine
- Weekend reading: Top Marks for honesty
- Weekend reading: Goldenfreude
- Weekend reading: An obituary for long-term thinking
- Weekend reading: Are you ready to start fearing the good times?
- Weekend reading: Bill Gates' recommended reads
- Weekend reading: Christmas gifts to buy the (should be) investors in your life
- Weekend reading: Once upon a time, books taught us about money
- Weekend reading: UK property makes fools of us all
- Hedge funds tell a great story
- Weekend reading: It's not the economy, stupid
- Weekend reading: Watch out, the man on the Clapham Omnibus is coming
- Weekend reading: Nobel Prizes for all
- Weekend reading: Don't do it yourself, say companies who will lose out if you do
- Weekend reading: Vanguard on bonds, and a big rant by me about blog comments
- Weekend reading: Rebalancing works
- Weekend reading: Taper down the irrelevant talk
- Weekend reading: Meeting The Man
- Weekend reading: Bogle says active fund managers are the true parasites
- Weekend reading: Buffett and Munger strut their stuff yet again
- Weekend reading: How many Mensa members does it take to beat the market?
- Weekend reading: More murky ETFs are on the way
- Weekend reading: Return and volatility data for the US lazy portfolios
- Weekend reading: My kind of stripper
- Weekend reading: Crime has crashed
- Weekend reading: Stamina versus sprinting when investing
- Weekend reading: The US recession was bad enough, ok?
- Weekend reading: "Dumb money" versus loud, expensive, and scared money
- Weekend reading: Drawdown dramas
- Weekend reading: Have you heard about wage rage?
- Weekend reading: Economists and witch doctors
- Weekend reading: Young Warren Buffett discussing the stock market crash
- Weekend reading: Thinking of Hetty Green as I dial back on shares
- Weekend reading: High yields, high hopes?
- Weekend reading: Grantham on the race to save civilisation
- Weekend reading: Two early jobs that taught me independence
- Weekend reading: This week's other news
- Weekend reading: Easter mindfulness
- Weekend reading: Why you probably shouldn't be picking stocks (again)
- Weekend reading: Pre-budget blues
- Weekend reading: How the Dow nearly made me a celebrity
- Weekend reading: Why passive investors should give up on perfection
- Weekend reading: How the 20 biggest companies move the UK market
- Weekend Reading: Gold demand falling. Global conspiracy on hold?
- Weekend reading: A masterclass on passive portfolio construction
- Weekend reading: Congratulations if you stayed the course with shares
- Weekend reading: Why the rich should not give money to charity
- Weekend reading: The Fed didn't see it coming (and neither did me or you)
- Weekend reading: RDR is here
- Weekend reading: Finally time for the big bond blow-up?
- Weekend reading: Sales and salutations!
- Weekend reading: Better to be a farmer than a banker, says Jim Rogers
- Weekend reading: Is Vanguard going to kill off the managed fund industry?
- Weekend reading: Festive fun
- Weekend reading: Are you one of the dying breed of gentleman investors?
- Weekend reading: The best investing books to buy for Christmas presents
- Weekend reading: Earning more and spending less is the best investment
- Weekend reading: Have you got your mustache on?
- Weekend reading: The coming massacre in bonds (or bond punditry)
- Weekend reading: Sub-prime crash winner re-emerges to Burry the optimists
- Weekend reading: Nick Train, the first-class fund manager
- Weekend reading: Unpicking on Warren Buffett's alpha
- Weekend reading: A slight tweak to your regular link smorgasbord
- Weekend reading: Sex, love, funds, and finance
- Weekend reading: More of the same from the US Federal Reserve
- Weekend reading: The Zeitgeist Investor
- Weekend reading: How will hedge funds sell their rotten performance?
- Weekend reading: Monevator nominated for Best International Personal Finance blog award
- Weekend reading: The safest banks in the world?
- Weekend reading: Gold bugs really bug me
- Weekend reading: The death of equities, or a simple mathematical error?
- Weekend reading: Grow old, move to Orkney, be happy
- Weekend reading: Buttonwood bangs bankers to rights
- Weekend reading: What about the workers?
- Weekend reading: Normal returns in the stock market aren't normal
- Weekend reading: We're not so 'liked' as we were
- Weekend reading: The frustrations of taxed capital gains for the little guy
- Weekend reading: Readers pooling their smarts via Monevator
- Weekend reading: 60 years of rising house prices, saving rates, and soaraway shares
- Weekend reading: It's all Greek to me
- Weekend reading: Spain, the market that thinks it's 2009
- Weekend reading: Should personal finance be taught in school?
- Weekend reading: Planetary Resources
- Weekend reading: We interrupt your scheduled programming...
- Weekend reading: Saving your future lifestyle
- Weekend reading: Easter edition
- Weekend reading: New site to help passive investors zero in on tracker data
- Weekend reading: Budget 2012 roundup
- Weekend reading: Did George Osborne just tell us to sell bonds?
- Weekend reading: Did you buy into the three-year bull run?
- Weekend reading: Over the top, again
- Weekend reading: Buffett's new shareholder letter
- Weekend reading: Warren Buffett warns on bonds and gold
- Weekend reading: Get a model education courtesy of Stanford University (for free)
- Weekend reading: The frugal mum who paid cash for her first house
- Weekend reading: How governments have previously inflated away debt
- Weekend reading: Morningstar's new investment trust ratings
- Weekend reading: Are REITs right when saving for a deposit?
- Weekend reading: Your New Year future self, plus a look back
- Weekend reading: The other benefits of index funds
- Weekend reading: Our greatest export, the Joneses
- Weekend reading: How we'll die rich and irrelevant
- Weekend reading: Steve Keen and the writing off of all debt
- Weekend reading: Other people's earnings revealed
- Weekend reading: Understanding the Germans
- Weekend reading: Italy pushes me to the tipping point
- Weekend reading: A political day is a long time in the markets
- Weekend reading: Fat cats of the land
- Weekend reading: 11% real returns for a decade from shares?
- Weekend reading: Genius speech
- Weekend reading: Cynical trader revealing in more ways than one
- Weekend reading: Petition to end the ban on AIM shares in ISAs
- Weekend reading: Monevator nominated for Plutus award, and now on Flipboard!
- Weekend reading: Lose the 'lost decade'
- Weekend reading: Jobs' worth
- Weekend reading: Profit potential in mass hysteria
- Weekend reading: Everyone is at it
- Weekend reading: US debt downgraded by S&P, and even more links than usual
- Weekend reading: The default drama is in the details
- Weekend reading: We need to get wiser, now we're older
- Weekend reading: Gone fishing
- Weekend reading: A hunger for Munger
- Weekend reading: Avoid a car crash
- Weekend reading: Money and the meaning of life
- Weekend reading: Tune in, drop out, live longer
- Weekend reading: Healthy future
- Weekend reading: Investing amnesia
- Weekend reading: LinkedIn and fears of a new bubble
- Weekend reading: Grab those index-linked certificates
- Weekend reading: Commodities rout
- Weekend reading: Free your mind and your future with Free Capital
- Weekend reading: The Economist does pensions
- Weekend reading: Black Swan blues
- Weekend reading: Weather or not
- Weekend reading: The UK consumer is on the brink
- Weekend reading: Investing misery
- Weekend reading: Shopping or investing?
- Weekend reading: Insurance, investing, and ISAs
- Weekend reading: Whither investing goals and the weather?
- Weekend reading: Letters from the last war
- Weekend reading: Economics from the heart
- Weekend reading: Not very cautious
- Weekend reading: Pensions podcast
- Weekend reading: Don't be scammed
- Weekend reading: House price affordability
- Weekend reading: Why hold gold?
- Weekend reading: Happy New Year!
- The best of the Wealth Pilgrim blog
- Weekend reading: Christmas crackers
- Weekend reading: Inflating inflation expectations
- Weekend reading: My meaningless thoughts on the market
- Weekend reading: Renters and rentiers
- Weekend reading: Enough speculation
- Weekend reading: A little book on retiring, and a short video on a lot of money
- Weekend reading: From students to stock markets
- Weekend reading: House price boom is more a whimper in the long run
- Weekend reading: Doomsters wrong-footed again
- Weekend reading: Cut it out
- Weekend reading: Pensions in perspective
- Weekend reading: Left, right, left, right
- Weekend reading: Strong recoveries and weak constitutions
- Weekend reading: Britain worst place to live in Europe, apparently
- Weekend reading: Assessing probability
- Weekend reading: Money Mavens
- Weekend reading: Are you one of the 1.4 million who owe HMRC an extra £1,500?
- Weekend reading: Edinburgh edition
- Weekend reading: Not so grande edition
- Weekend reading: GDP up, spirits down
- Weekend reading: Canal time edition
- Weekend reading: Is Kindle a tax on reading?
- Weekend reading: The new gold rush
- Weekend reading: On the road
- Weekend reading: House prices still over-valued
- Weekend reading: Some other fools who think the market is cheap
- Weekend reading: Je ne regrette rien
- By George I think he's done us proud with this emergency budget
- Weekend reading: England's dreaming
- Weekend reading: John Wayne rhetoric versus Wayne Rooney's boot
- Weekend reading: BP's dividend and FTSE value
- Weekend reading: Revolting taxes
- Weekend reading: What matters and anti-matter
- Weekend reading: Charlie Munger on banking regulation
- Weekend reading: FTSE 100 more attractive now
- Weekend reading: Opportunity knocks
- Weekend reading: Current asset valuations
- Weekend reading: Why I've sold a few shares as the bull marches on
- Weekend reading: The immigration issue
- Early retirement: The extreme method
- Weekend reading: The tin pot gold mine
- Weekend reading: Budget blues
- Weekend reading: Big opportunities come around like clockwork
- Weekend reading: The bull market is one-year old, but the bear market is ten
- Weekend reading: The world's bargain banker
- Weekend reading: Introducing Stock Tickle
- Weekend reading: Fidelity or infidelity?
- Weekend reading: Real estate realities
- Weekend reading: Can money buy freedom?
- Weekend reading: Interest is interesting
- Weekend reading: Obama versus the banks
- Weekend reading: Another tale of a woeful financial adviser
- Weekend reading: Happiness is a ton of great blog links
- Weekend reading: On 2009 and 2010
- Weekend reading: Blog battle of the sexes
- Weekend reading: Dishes or dreams
- Pre-budget report 2009 review
- Weekend reading: Financial (ill) advisers shun ETFs
- Weekend reading: Countryside retreat
- Weekend reading: All abroad
- Weekend reading: Peak gold or peak gold price?
- Weekend reading: Don't get ill
- Weekend reading: Scare bear markets
- Weekend reading: Bankers!
- Weekend reading: Sell oil, buy drugs
- Weekend reading: Buffett stumped
- Weekend reading: Hitler the blogger
- Weekend reading: End of summer update
- Weekend reading: Route canal edition
- Weekend reading: Got that iPhone edition
- Weekend reading: Beware of bonds edition
- Weekend reading: Summer BBQ edition
- Weekend reading: Recession cessation edition
- Weekend reading: Banks are back edition
- Weekend reading: David Swensen interview edition
- Weekend reading: Summer rally edition
- Weekend reading: Gone fishing edition
- Weekend reading: Death to commission edition
- Weekend reading: Formula 1 in crisis
- Weekend reading for investors: 6/6/09 (Normandy edition)
- Weekend reading: 30/5/09
- Weekend reading: 23/5/09
- Weekend reading for investors: 16/5/09
- Weekend reading for investors: 9/5/09
- Weekend reading for investors: 2/05/09
- Weekend reading for investors: 25/4/09
- Battle of the UK Budget 2009 calculators
- Weekend reading for investors: 18/4/09
- Weekend reading for investors: 11/04/09
- Weekend reading for investors 4/4/09
- Weekend reading for investors: 28/3/09
- Weekend reading for investors: 14/3/09
- Weekend reading for investors: 7/3/09
- Weekend reading for investors: 28/02/09
- Weekend reading for investors: 21/2/09
- Weekend reading for investors: 14/2/09
- Weekend reading for investors: 7/2/09
- Vote for Monevator (or my rival) at Free Money Finance
Passive investing (275)
- Asset allocation strategy – what we can learn from rules of thumb
- 10-year retrospective: The bond apocalypse that wasn't
- 10-year retrospective: Factors – the edge case
- 10-year retrospective: UK-dedicated passive investors pay the price of home bias
- 10-year retrospective: Commodities – the lost asset class
- 10-year retrospective: Investing in the future with specialist funds
- The Slow and Steady passive portfolio update: Q3 2019
- 10-year retrospective: What a decade of returns tells us about passive investing
- Our updated guide to help you find the best online broker
- How will no-deal Brexit affect your investments?
- How to protect your portfolio in a crisis
- Don't be scared by a share split
- Why your pension won’t be plundered
- The Slow and Steady passive portfolio update: Q2 2019
- Fund-of-funds: the rivals
- BlackRock MyMap fund-of-funds
- Life expectancy for couples: why it's surprisingly long and what you should do about it
- Why your life expectancy is much longer than you think
- How to improve your sustainable withdrawal rate
- What is a sustainable withdrawal rate for a world portfolio?
- The Slow and Steady passive portfolio update: Q1 2019
- Why the 4% rule doesn't work
- The Gordon Equation: how to calculate expected returns for equities
- Simple maths for investors
- Low cost index trackers that will save you money
- The Slow and Steady passive portfolio update: Q4 2018
- How to buy and sell index tracker funds
- Asset allocation: It's meaningless unless you’ve defined your investment goals
- The Slow and Steady passive portfolio update: Q3 2018
- Average active funds have no answer to their weightless index tracking rivals
- The Slow and Steady passive portfolio update: Q2 2018
- A friend asks: Should I put all my money into this can't lose cryptocurrency venture?
- Lyxor Core ETFs: Very low cost, but beware a wrinkle
- Book Review: Beyond The 4% Rule by Abraham Okusanya
- The Slow and Steady passive portfolio update: Q1 2018
- The Slow and Steady passive portfolio update: Q4 2017
- How to work out which platform is cheapest for you
- Book Review: Living Off Your Money by Michael McClung
- The Slow and Steady passive portfolio update: Q3 2017
- Five reasons why you’ll love index investing
- The Slow and Steady passive portfolio update: Q2 2017
- I, Robot
- Investing for beginners: The global stock market
- Vanguard enables UK investors to invest directly in its funds
- SRI investing: What you need to know
- Should you invest in short or long-term government bonds?
- The Slow and Steady passive portfolio update: Q1 2017
- What is the minimal risk asset?
- Think someone can pick market-beating funds for you? Don't bet on it...
- Passive investing is winning despite the fog of war
- The simplest way to rebalance your portfolio
- Investing in a President Trump world
- Investigating multi-factor ETFs from the labs of Scientific Beta
- The Slow and Steady passive portfolio update: Q4 2016
- Fund ratings and Best Buy lists are useless for passive investors
- Why UK inflation-linked funds may not protect you against inflation
- Fund names explained
- The Slow and Steady passive portfolio update: Q3 2016
- Unlocking hidden treasure in accumulation funds
- Rebalance with new contributions to save on grief and cost
- Help, the market has gone up!
- This former hedge fund manager reveals how you can invest for life in five quick videos
- Index trackers: The good, the bad, and the ugly
- Is it really worth trading in your index fund for a cheaper model?
- The Slow and Steady passive portfolio update: Q2 2016
- Use threshold rebalancing to lower your portfolio’s risk
- Income units versus accumulation units – what difference does it make?
- Financial independence – adrift in the vastness
- Vanguard Target Retirement Funds – the Magimix of investing
- Video: Warren Buffett explains why passive index funds MUST beat active investors overall
- Choosing an investment platform: A nuts and bolts guide
- How scary can investing be?
- The Slow and Steady passive portfolio update: Q1 2016
- Investing versus my mortgage: how I discovered I'm not as brave as I thought
- How to estimate your risk tolerance
- What you need to know about risk tolerance
- A quick guide to asset classes
- Building a multi-factor portfolio with iShares FactorSelect MSCI World ETF
- Why I wish they’d taught me about compound interest at school
- Why I'm looking at my portfolio more as the news gets worse
- Tracking difference tool that helps to reduce costs
- No time to invest? If you've resolved to sort out your pension in 2016, try this...
- The Slow and Steady passive portfolio update: Q4 2015
- Vanguard's new global factor investing ETFs
- The Devil's Financial Dictionary: An ABC for Passive Investors
- An engaging introduction to factor investing
- How index trackers work
- What is the equity risk premium?
- How compound interest can save our pensions
- The Slow and Steady passive portfolio update: Q3 2015
- How bonds and bond funds are taxed
- Blackrock's even cheaper tracker funds
- Tax efficient investing in the UK (or what order to put things into an ISA or SIPP)
- The Slow and Steady passive portfolio update: Q2 2015
- A strategy for life: Using Vanguard LifeStrategy funds to simplify investment
- The index investor's road map for avoiding financial hazards
- Financial calculators and tools collected
- The best free asset allocation tool
- Is it rational to invest in alternatively weighted index tracker funds?
- 5 ways to reduce tax in retirement
- SIPPs vs ISAs: pensions knock ISAs into a cocked hat if you want to retire
- The Slow and Steady passive portfolio update: Q1 2015
- 15 year table of UK asset class returns
- Total world equity trackers 4 U
- Asset allocation for all weathers
- Why a total world equity index tracker is the only index fund you need
- Warren Buffett's advice: Buy shares in an index fund for the long-term
- The surprising investment experts who use index funds
- ETFs Vs index funds: The ultimate battle of the trackers
- How to find Exchange Traded Funds
- The investing basics that underpin success
- The Slow and Steady passive portfolio update: Q4 2014
- Why the return premiums flatter to deceive
- How to build a risk factor portfolio
- How to invest for children
- How to invest in the profitability or quality factor
- The case for the profitability factor in your portfolio
- The profitability factor – surely there's a catch?
- How to invest in the low volatility premium
- The problem with low volatility
- Low volatility – having your cake and eating it
- Momentum – the fickle factor
- Decision time: Market cap trackers, factor bets – or is Smart Beta better?
- The Slow and Steady passive portfolio update: Q3 2014
- Cut out the expensive middlemen with cheap index funds
- Modern Portfolio Theory and your portfolio
- Lump sum investing versus drip-feeding
- What’s the cheapest pension for DIY investors?
- How high costs are hidden by the fund management industry
- The staggering way The City overcharges investors in active funds
- Vanguard's cheap trackers and ETFs just got even cheaper
- Simple mind games to stop passive investors hitting self-destruct
- How to invest in small caps
- The size premium – dead or alive?
- Expat investors: Help for US and UK citizens abroad
- How to compare index trackers
- The Slow and Steady passive portfolio update: Q2 2014
- How to buy your first index trackers
- Why passive investing wins in the UK
- How to read a fund fact sheet
- How passive investing is improving your mental toughness
- Enter The Accumulator's confession booth
- How to turn your cash ISA into a stocks and shares ISA
- Passive investing and stock market crashes
- Tracking your portfolio the easy way
- Need a financial plan? MoneyVista may be able to help – review
- Do you owe tax on excess reportable income?
- The Slow and Steady passive portfolio update: Q1 2014
- Estimating your portfolio's expected return
- What you need to know about nominee accounts
- The Warren Buffet passive portfolio
- Why investors should be wary of discounted funds
- Warren Buffett's most personal bet yet on index fund investing
- The cost of active fund management
- Expected returns: Estimates for your financial planning
- How to construct your own asset allocation
- Which asset allocation is right for you?
- Broker price scramble kicks off
- The Slow and Steady passive portfolio update: Q4 2013
- Debating passive vs active investing: Episode III - The Battle for Edge
- Debating passive vs active investing: Episode II - The Couch Potato Strikes Back
- Debating passive vs active investing: Episode I – The Lure of the Dark Side
- Investor compensation schemes – are you covered?
- Tim Hale’s Smarter Investing – What’s new in the 3rd edition, and what have I missed from the 1st edition?
- Review: Smarter Investing by Tim Hale
- Reducing equity allocations in retirement may be the very opposite of what you should do
- A brief* guide to the point of bonds
- How to work out your own financial independence plan
- The Slow and Steady passive portfolio update: Q3 2013
- Financially independent in 10 years: a plan
- Why I'm not paying off my mortgage
- Get the very best stock picking fund managers cheap (but there's a catch)
- Passive index investing feels wrong
- ETFs and the peculiar effects of withholding tax
- ETF-only portfolios
- 9 lazy portfolios for UK investors
- How to work out your portfolio's actual cost
- The Slow and Steady passive portfolio update: Q2 2013
- Level vs escalating annuities
- How to ensure you won’t run out of money in retirement
- The most important goal for every retiree
- Why your relatives will be glad you're a DIY investor
- Have the Powershares FTSE RAFI ETFs done the business?
- The raffish charm of fundamental indexing
- Cash rebates ended for DIY investment platforms
- Why market cap investing still works
- How to invest in the value premium
- The Slow and Steady passive portfolio update: Q1 2013
- The value premium in a nutshell
- How big are the return premiums?
- Return premiums that can rev up your portfolio
- Can’t work out tracking error on your ETF or index fund? Try Bloomberg
- Do you want your broker to be clean or dirty?
- Tracking error – how it affects FTSE All Share funds
- What are the risks of being out of the market?
- The Slow and Steady passive portfolio update: Q4 2012
- The hidden benefits of financial freedom
- Passive investing: Straight to video
- Vanguard offer some of Britain's cheapest index funds, but there’s a catch
- The facts of investing life
- Has the FSA just dropped a bomb on your pension forecast?
- How to stress test your retirement plan
- Don’t let the fear of RDR stop you from investing
- Why RDR is painful for passive investors
- ‘Clean’ HSBC index funds are pretty messy
- The Slow and Steady passive portfolio update: Q3 2012
- In search of the best online broker
- Using a pension calculator to plan for a decent retirement
- What annual rate of return should you expect from your pension fund?
- How much should I save for retirement?
- At what age should I retire?
- How much do I need to live on when I retire?
- How to create a simple retirement plan
- Confession time: My hobby is investing
- The brave new world of the Ongoing Charge
- The Slow and Steady passive portfolio update: Q2 2012
- How to transfer a stocks and shares ISA
- Bailing out of Interactive Investor: No-fee discount broker options
- Interactive Investor no longer a friend to passive investors
- Vanguard launches dirt cheap ETFs for the UK
- UPDATED: Vanguard funds are NOT on iii
- Should I dump my government bond funds?
- Spring cleaning our passive investing HQ
- Lazy investing with HSBC’s World Index Portfolio
- The Slow and Steady passive portfolio update: Q1 2012
- Not saving enough for your old age? Try a dirt cheap stakeholder pension
- Tracking error: How to measure it and what it tells us
- How to use tracking error to uncover the true cost of an index tracker
- How will Facebook affect index trackers?
- The family BlackRock and the mysterious case of the elusive TERs
- How to invest on a (weeny) budget
- The Slow and Steady passive portfolio update: Q4 2011
- Is it worth sticking with Hargreaves Lansdown to get Vanguard funds?
- Hargreaves Lansdown bags Vanguard funds
- Are BlackRock index trackers cheap?
- Hargreaves Lansdown switching fees
- Hargreaves Lansdown slaps new fees on index funds
- Dividend reinvestment and rebalancing is easier and cheaper with index funds
- You can trade ETFs more easily than index funds
- There's more choice with ETFs than index funds
- Should tracking error sway the choice between ETFs and index funds?
- Index funds are cheaper than ETFs
- Index funds are simpler than ETFs
- How to lifestyle Vanguard LifeStrategy funds
- Vanguard LifeStrategy funds turn passive investing catatonic
- How small investors can drip-feed into Vanguard index funds
- The Slow and Steady passive portfolio update: Q3 2011
- A bastion for UK passive investors
- Exchange Traded Notes and Certificates: The scary face of index trackers
- How to choose the best index trackers #4: ETF-only features
- How to choose the best index trackers #3: Overlooked stuff
- The Slow and Steady passive portfolio update: Q2 2011
- This is not the UK small cap index tracker you are looking for
- How to choose the best index trackers #2: Costs
- How to choose the best index trackers #1: Basics
- Picking an index tracker out of the investing swamp
- How a synthetic ETF works
- ETF risk - a personal action plan
- Physical ETF risks targeted by global regulators
- Synthetic ETFs could pose a threat to global financial stability, say regulators
- How we rebalance the Slow and Steady portfolio
- The Slow and Steady passive portfolio update: Q1 2011
- Vanguard dealing fees fall, adds new funds
- Avoid tax shocks by using reporting funds
- How the bid-offer spread inflates your ETF costs
- Cut costs with low turnover trackers
- How good is your tracker? Use tracking difference to find out!
- Tracking error: A hidden cost of passive investing
- The UK small cap ETF that's too big for its boots
- Our Slow and Steady passive portfolio
- How to find index funds
- Index fund tactics to save you a bundle
- Watch out for withholding tax on your dividends
- Don't be misled: think TER not AMC
- How to buy ETFs for less
Property (37)
Bricks and mortar covered here
- I asked the chief executive of a bank to give me a mortgage and he did
- Debate: Should you count your own home in your net worth 'number'?
- Prime London office space still on sale in the stock market
- Could global prime property be the canary in the goldmine?
- Reasons to rent a house instead of buying
- Reasons to buy a house instead of renting
- Weekend reading: London property the bigliest bubble ever
- 9 ideas to help fix the broken UK housing market
- Stamp duty on UK property
- A landlord is someone who borrows money on your behalf
- A mortgage is money rented from a bank
- Why I'm not paying off my mortgage
- How it feels to be mortgage-free
- Why your house is an investment, and an asset, too
- Can you afford NOT to have a big cheap mortgage?
- 10 reasons why houses are a better investment than shares
- House prices versus earnings
- Historical UK house prices
- Are UK house prices too high?
- FirstBuy scheme to offer cheap mortgage money to first-time buyers
- House price predictions 2011
- Buying a property overseas: Is it worth it?
- What can a first-time buyer in the South East buy for less than £250,000?
- New stamp duty bands for UK houses
- Buffett: Why the property bubble bursting was a good thing
- Playing chicken with house prices
- UK house price predictions 2010
- House buyers could be paying off their mortgage in retirement
- Five reasons to buy commercial property
- Commercial property: I'm buying
- Commercial property is an attractive asset to own
- Young? Can't afford a house? You're getting shafted by the government
- Sell-to-rent gamblers return to property market
- How Andy Warhol's loft living sowed the seeds of risky BTL investment
- Warning: buying a flat in West London will cost you thousands a year more than renting
- Should you buy or rent your home?
- Low rental yields suggest house prices will fall
Savings (43)
All about stashing your cash
- How to get a 14% return from RateSetter
- Good books to help you stay the course to Financial Independence – and beyond
- How to stick to your saving goals
- It's an emergency (fund)!
- Find out when you'll make your million
- The Lifetime ISA
- The Financial Services Compensation Scheme
- Tax relief upfront is the same as tax relief later: Pensions versus ISAs
- Understanding the low interest rate era
- Is your cash safe in the bank?
- The real return on cash is going negative
- The new Zopa lending options for savings
- Rolling over NS&I Index-linked Savings Certificates
- Conjure up big savings without sacrificing your quality of life
- Innovative Finance ISAs delayed
- Simple saving tips to help meet your investment goals
- The new Help to Buy: ISA
- The martial art of substitution (or how to do more with less)
- Are Premium Bonds a good investment?
- Confessions of a Rate Tart
- Zopa offers safer savings option for cautious savers
- The hidden benefits of financial freedom
- Making the case for cash
- National Savings Index-Linked certificates to return with a £2 billion bang in 2011
- What the Buffett family has always known about cash
- Inflation linked savings bonds on the rise
- What to do now you can’t buy National Savings certificates
- Something for everyone: the new Lloyds retail bond
- Video: Jeremy Clarkson on pensions
- The best cash investment rates deliver far superior returns
- ISA limits to increase annually with inflation: Budget 2010
- Emergency funds: The ten essential steps
- Bad debts are rising at Zopa
- Abbey 5% savings account helps first-time buyers where government doesn't
- Returns edge down at Zopa as new investors chase higher interest rates
- Zopa update: Interest rates rise for savers, but bad debt doesn't
- How much interest do you earn on a million pounds?
- Should you swap your shares for an investment trust on a discount?
- Zopa simplifies; scraps shorter-term loans
- Zopa interest rates falling
- Are rising Zopa interest rates an opportunity or a time-bomb?
- Four quick sanity checks to stop the credit crisis killing your finances
- Your ultimate guide to UK savings
Shares (40)
My personal investigation into specific shares, reproduced for readers' entertainment
- Is London commercial property an opportunity?
- The Monevator demo HYP: Five years (and a bit) on
- Three reasons I bought a mini portfolio of oil shares instead of an energy ETF
- UK equity income trusts trading at a discount (blame the politicians?)
- Why bank preference shares could pop
- Floating rate bonds as a hedge against rising interest rates
- Hey buddy, want to buy a conglomerate?
- Seven shares trading at a big discount to NAV
- The Monevator demo HYP: One year on
- Benchmarking Our High Yield Portfolio
- The case for Aberforth Smaller Companies Trust
- Six small cap property companies
- UK commercial property trading at a discount
- Buy shares in house builders, not new build houses
- Back into bank preference shares?
- Good shares to buy now
- Investing in Caledonia Investments
- Dividend income and the Monevator HYP
- The Monevator HYP: It's alive!
- An update on 2007's high yield portfolio
- The bewitching appeal of Lloyds suspended preference shares
- Lloyds shares: Medium risk but high potential reward
- Are BP shares a buy?
- What first attracted me to the 9%-yielding Natwest preference shares
- Bank preference shares: A brief history
- Companies paying dividends early to beat higher UK tax rates
- Bolton's China trust is worth a small punt
- Six reasons not to invest with Bolton in China
- Six reasons to back Bolton's China investment trust
- Should you back Bolton in the China shop?
- Monevator share write-ups review
- Why I've bought Lloyds Banking Group
- Is it too late to buy Barclays shares?
- Trusting in the Rights and Issues Trust
- Sparking up an investment in electrical contractor T.Clarke (CTO)
- How to invest with the Rothschilds via RIT Capital Partners (RCP)
- Bought The Clapham House Group (CPH)
- How I bought the mortgages the banks don't want via Prodesse (PRD)
- Will Blinkx (BLNX) be the UK's answer to Google?
- The Clapham House Group (CPH) (UK)
Spending (28)
What to do with your ill-gotten gains.
- My biggest FI demon – status anxiety
- I asked the chief executive of a bank to give me a mortgage and he did
- Good books to help you stay the course to Financial Independence – and beyond
- Weekend reading: I shopped til I dropped
- Why I invested in a mattress from Casper – and why you should buy a Casper, too
- Live it up like a graduate student and save a fortune
- Using the Rule of 300 to estimate how much money you need for financial freedom
- Invest in your further education with low-cost MOOCs
- How group buying holidays can help you save big
- How to enjoy life like a billionaire
- Merry Christmas and a prosperous 2016 (As well as some last minute gift ideas!)
- Three lessons about charity and money from Martin Lewis of MoneySavingExpert
- Don't waste money buying expensive gifts
- When to buy insurance
- Buffett's folly: The dark side of compound interest
- Credit cards with benefits
- Which iPhone 4S deal is the best?
- Invest in antique furniture
- How to profit from an interest only mortgage
- Living frugally for early retirement
- The truth behind the Natwest Black Card’s shocking APR
- My 10 rules to stay sexy and save money
- Hallelujah, online shopping!
- What to give a newborn niece?
- Seven unusual ideas for a better value wedding
- The hidden cost of not saving and investing because you're in debt
- Buy on credit and you'll pay for it twice
- The only good debt is dead debt
Zen of money (9)
Thoughts from great thinkers and the occasional cartoon character
- There are many ways to be an investor
- The first law of personal finance: Spend less than you earn
- Too big to scale: Long-term stock market returns
- My Law of Crazy Big Numbers
- What the Buffett family has always known about cash
- Video: Finding your motivation at work
- Pros and cons of being wealthy
- A journey of a thousand miles starts with one step
- Ferdinand Barnacle's warning on financial corruption
Simple Archive by Sterling Adventures