Has your pension just become the ultimate estate planning vehicle for the wealthy masses?
Genuinely exciting developments today in the typically somnolent world of pensions. Chancellor Jeremy Hunt has announced he’s scrapping the Lifetime Allowance for Pensions. Hunt is also significantly increasing the pension annual allowances. As per Hunt’s 2023 Spring Budget: The government will remove the Lifetime Allowance charge from 6 April 2023, before fully abolishing the Lifetime [...]
Why your broker is happy for you to leave a big chunk of your portfolio lying around in cash…
The annual ISA allowance is £20,000 – across both cash and stocks and shares ISAs. But the details can be confusing…
Tax is a persistent pain when investing, slicing away at your hard-gotten gains. Here’s how to defuse future headaches when it comes to CGT.
The aftermath of the September Mini Budget was chaotic. But already almost all of the damage has been washed away.
The Bank of England governor is going to raise interest rates and put millions out of work… but it’s all in a good cause.
Entertaining documentary about the GameStop saga or disturbing sign of how warped society is getting?
After decades of working in financial markets I just can’t think of GBP as real money at all.
Our new passive investing guide will tell you why you should use index funds, and how to build a portfolio with them.
The Government is pulling in one direction, the Bank of England in the other…
Every year seems weird these days. Maybe it’s all down to the coming singularity. Certainly 2022’s quadruple whammy of war, drought, inflation, and plunging equity and bond prices has provided enough contrast to please even a late-stage Picasso. Crops wither while inflation runs wild! Energy prices soar while portfolios plummet! Or maybe it’s just the [...]
Inflation is rampant and a convenient scapegoat is needed. I know, let’s blame early retirees!
Everything is worse when rates rise.
The Finumus household is enjoying its first interaction with the student loan scheme in 30 years.
High inflation can be murderous for equities and bond returns. But it’s more complicated than that.