Asset prices will probably move when central banks start cutting rates in earnest. Are you ready?
interest rates
For a long time we couldn’t compare the rates of interest on cash in investment accounts for one simple reason. Brokers weren’t paying any interest on cash! Rising rates have so dominated the news for the past 18 months that it’s easy to forget that interest rates were near-zero for more than a decade. Even [...]
Escalating interest rates are widely thought to be bad news for stocks and bonds. Is this true? And if so, how grim can things get?
Why your broker is happy for you to leave a big chunk of your portfolio lying around in cash…
The Bank of England governor is going to raise interest rates and put millions out of work… but it’s all in a good cause.
Cash savings rates have been dreadful over the past few years, with many accounts offering rates as low as 0.01% AER. (That’s equivalent to 1p per year for every £100 saved. Don’t spend it all at once!) This low-interest environment has punished many with a frugal mindset, but most obviously those who’ve kept a large [...]
What is quantitative tightening? Why are bond funds falling? Should you alter your portfolio before the Bank of England further raises rates and soaring inflation sends you to the soup kitchen? All good questions that we’re hearing from Monevator readers every day. So let’s have a primer on what’s going on with central banks, rates, [...]
We take a look at the weird world of negative interest rates, the potential consequences, and the dream of ‘being paid to take out a mortgage’.
Debate rages as to whether today’s very low interest rates are a symptom or a cause of what still ails us, all these years after the height of the financial crisis…
Government bonds have bounced all around in the past few days, after the world’s leading Central Bankers said they don’t much care if prices fall. Should you?
Some people collect exotic orchids and strange tropical fish. Here’s a couple of rare bonds I’ve secured for my portfolio.
A one-off, hard-hitting special in which an old pro shows us how to survive in a low interest world.
Are you sitting securely, and do you have a stiff drink to hand? Here’s how to estimate how your bond fund will fare if interest rates start to rise.
Looks like the age of 0% interest rates has come early for customers of TD Waterhouse in the UK, which just announced the rates pictured for cash held in its various share dealing accounts. Dealing accounts typically offer terrible interest rates on uninvested cash, but 0% is taking the biscuit (or rather all of the [...]