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Pros and cons of being wealthy

If you’re an oligarch, a millionaire rockstar, a property tycoon or you just struck oil off the coast of Brazil – brother, I feel your pain.

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Building your own passive portfolio? Here’s how to decide whether to use ETFs or index funds at every stage.

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UK historical house prices

An easy way to get depressed is to never buy your own home and then to take a peek at a graph of house price growth. Let’s see what we could have won!

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Best multi-asset funds

Which is the best fund-of-funds for passive investors?

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You know lots of people with houses worth hundreds of thousands of pounds – or even a million-plus – but a lot fewer with six- or seven-figure share portfolios. Why is that?

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Vanguard LifeStrategy funds review

An instant diversified portfolio that requires less maintenance than an Easter Island statue.

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How do accumulation funds work?

Accumulation fund investors generally have no idea how much they’ve earned in dividends. But discovering this hidden flow of cash is easy…

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A quick confusion-buster on the difference between income units and accumulation units and which you should use.

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Property income distributions are taxed differently to dividends, and if you use an ISA you may have tax to reclaim.

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Defusing capital gains: a worked example

If you’re investing outside of tax shelters, you need to make sure you’re using your CGT breaks and offsetting with losses to defuse your taxable gains…

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Some of the finest minds in finance profoundly disagree about what return we can expect from our investments in the decades ahead, so err on the side of caution.

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How to spot a bear market bottom

Legendary investor Jim Slater lived through the 1970s stock market crash: the worst slump since the 1930s. The London share index was at a 21-year low in 1975. If you find yourself in the midst of a bear market then clearly Slater’s seen a thing or two. Let’s hear what he has to say. (My [...]

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Investing for beginners: Time value of money

Time value reflects how you’d rather get a fixed sum of money now than exactly the same amount of money in the future.

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Fund names explained

Make searching for index funds faster and easier by cracking the clues in the name.

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The 22 maxims of Sir John Templeton

Like always, these investment principles from Sir John Templeton are incomplete and self-contradictory. But I’d rather read his maxims than those of almost anyone else.

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There are safer investments and there are riskier investments, but there’s no such thing as ‘safe’. You must always consider timescales, too.

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