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Finumus

Apparently articles about the fag-end of my buy-to-let (BTL) portfolio are very popular. I don’t really understand why. Voyeurism, maybe? Well, if writing them puts even one potential landlord off from getting into BTL then I’m doing them a service. If you’re new, you might enjoy my first article in this series, about my formative [...]

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You’ve heard of the weeds? Let’s get into them.

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Dumb leverage can blow you up. Smart leverage reduces risks.

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There’s been a recount, and it turns out there are three certainties in life: death, taxes, and fees for investing. Let’s see what we can do to reduce our investment costs as far as humanly possible. Here’s the hypothetical scenario. We’ve got £1,000,000 in our ISA. [Hey, this is a Finumus-branded article – Ed.] And [...]

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Has your pension just become the ultimate estate planning vehicle for the wealthy masses?

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Can setting up a Family Investment Company reduce your dividend tax bill – and even if it does, is it worth the extra hassle and costs?

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If you want to be a rapacious landlord in London these days you’ve got your work cut out…

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After decades of working in financial markets I just can’t think of GBP as real money at all.

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The Finumus household is enjoying its first interaction with the student loan scheme in 30 years.

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There are lots of new ways to make money in whatever crypto is right now. Which means lots of new ways to lose it too…

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Sometime back in the 1990s I began putting all my earnings above the higher-rate tax threshold into my pension.

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Even on a good middle-class income, it’s not easy to fill your ISA.

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You’re 27 years too late to the party…

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Do you have an investing edge?

Investing edge is (mostly) a fantasy concocted by people that (mostly) don’t have it, in order to make you pay.

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The platforms would have you believe nearly anyone can become an ISA millionaire. What do you think?

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