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Spending

The Rule of 300 is a quick and dirty shortcut to estimating how much money you’ll need saved to meet your income needs.

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Our writer on (and nearly in) retirement goes back to school without leaving his home office…

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Group buying sites like Groupon can offer great deals on budget holidays.

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Happy Christmas, and a few book ideas that could make it even happier.

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Martin Lewis is giving millions to charity, and I think there are lessons in how he’s doing it for everyone…

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When to buy insurance

Don’t just buy insurance blindly — think about what you really can afford to lose.

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Do you save too much because your in thrall the compound interest? Even Warren Buffett had that problem, but he’s seen the light.

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Credit cards with benefits

By smartly slaloming through the system, you can pick up special offers and free coins like Super Mario gobbling power-ups.

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Which iPhone 4S deal is the best?

You can save yourself around £150 if you get the best iPhone 4GS deal. Breaking down the costs on a monthly basis is helpful.

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Invest in antique furniture

Antique furniture looks good, can mix in well with contemporary living spaces, and most importantly holds its value.

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An interest only mortgage gives you more control over a huge chunk of your money, but with responsibility comes risk.

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The best way to save money every day is to make big decisions that change your lifestyle automatically and forever.

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Does Natwest really charge 51.8% APR on its Black Credit Card? Well, not exactly… but the card is still an expensive luxury.

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Don’t spend £500 on gym membership this January. Get fit and healthy for free instead of staying fat and spending money.

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Hallelujah, online shopping!

Online shopping is the best invention since fire, and anyone who buys Christmas presents on the High Street deserves to pay the stupidity tax.

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What to give a newborn niece?

Help! Apparently there’s a tradition of buying newborn children presents that they will look forward to receiving when they’re older.

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