A guide to passive investing in the UK

Congratulations, you’ve found the best independent guide to passive investing in the UK that we know of.

As a passive investor, you’ll use index tracking funds to create a low-cost, easy to manage portfolio of shares, bonds, and other asset classes.

  • By using index funds instead of managed funds, more of your money will go into your own pension or other long-term investments rather than into fund managers’ pockets.
  • By passive investing instead of trying to beat the market, you’ll save hours of time, headaches, and the cost of poor decisions.

Here’s some key articles to get you started, followed by all our latest posts.

An introduction to passive investing

For inspiration: Example passive portfolios

Getting down to investing

p.s. A good book for UK passive investors is Tim Hale’s Smarter Investing.

All our latest passive investing articles

How to use tracking error to uncover the true cost of an index tracker

February 21, 2012
Passive investing

Tracking error shows you the true cost of an index tracker not deceptive old TER. See for yourself with this practical comparison of FTSE index funds.

17 comments

Unlocking hidden treasure in accumulation funds

February 14, 2012
Passive investing

Accumulation fund investors generally have no idea how much they’ve earned in dividends. But discovering this hidden flow of cash is easy…

10 comments

How will Facebook affect index trackers?

February 7, 2012
Passive investing

Facebook is set to be the largest internet IPO in history. How will the entry of this behemoth affect your index trackers?

5 comments

The family BlackRock and the mysterious case of the elusive TERs

January 24, 2012
Passive investing

BlackRock index funds offer keen TERs, and some rare emerging market and property asset allocation options, so why are they so little known?

13 comments

How to invest on a (weeny) budget

January 17, 2012
Passive investing

Money too tight to mention? What’s the minimum amount you need to invest?

34 comments

The Slow and Steady passive portfolio update: Q4 2011

January 2, 2012
Slow and steady

Monevator’s passive investing model portfolio is one-year old. See how our picks have fared in a tumultuous year.

22 comments

How compound interest can save our pensions

December 27, 2011
Slow and steady

Use time, the correct asset allocation and tax breaks to maximise the power of compound interest to see you alright in your old age.

20 comments

Why I wish they’d taught me about compound interest at school

December 20, 2011
Slow and steady

Compound interest increase your fortune spectacularly if you give it enough time. So start. Start saving and investing right now.

17 comments

Is it worth sticking with Hargreaves Lansdown to get Vanguard funds?

December 13, 2011
Passive investing

Vanguard funds have popped up on Hargreaves Lansdown. But are you better off switching to a cheaper platform?

37 comments

Hargreaves Lansdown bags Vanguard funds

December 6, 2011
Passive investing

Vanguard funds – Britain’s cheapest index trackers – have arrived on Hargreaves Lansdown amid much uproar about the broker’s platform fees.

24 comments

Are BlackRock index trackers cheap?

November 29, 2011
Passive investing

BlackRock index trackers have been identified as a cheap way of buying passive funds on Hargreaves Lansdown but things soon get messy.

8 comments

Hargreaves Lansdown switching fees

November 21, 2011
Passive investing

Hargreaves Lansdown may charge a switching fee if you want to transfer your funds. Here’s our latest information on what it will cost you.

15 comments

Hargreaves Lansdown slaps new fees on index funds

November 20, 2011
Passive investing

Hargreaves Lansdown are sticking passive investors with a new charge on index funds. Find out what it means and how you can take evasive action.

90 comments

Dividend reinvestment and rebalancing is easier and cheaper with index funds

November 18, 2011
Passive investing

We reach the end of our mini-series with another win for index funds as the superior vehicle for passive investors. Read on and make your own mind up!

3 comments

You can trade ETFs more easily than index funds

November 16, 2011
Passive investing

Our battle of the trackers reaches its fifth installment, as ETFs and index funds go head-to-head in a fight for control!

0 comments

There’s more choice with ETFs than index funds

November 10, 2011
Passive investing

There’s a far greater choice when it comes to ETFs, compared to their positively lookalike-y index fund brothers. But choice isn’t always all it’s cracked up to be…

8 comments

Should tracking error sway the choice between ETFs and index funds?

November 7, 2011
Passive investing

Our series on choosing between index funds and ETFs turns to tracking error. Is either vehicle a champ at hugging the index?

5 comments

Index funds are cheaper than ETFs

November 4, 2011
Passive investing

In part two of our series comparing index funds and ETFs, we explain why index funds trump ETFs when it comes to costs.

6 comments

Index funds are simpler than ETFs

October 31, 2011
Passive investing

Should a passive investor plump for ETFs or index funds? The first factor to consider is which is the simplest option.

32 comments

How to lifestyle Vanguard LifeStrategy funds

October 25, 2011
Passive investing

A quick ‘n’ easy technique that lifestyles Vanguard’s LifeStrategy funds so you are not exposed to excess risk on the glide path to retirement.

23 comments

Vanguard LifeStrategy funds turn passive investing catatonic

October 18, 2011
Passive investing

Vanguard’s LifeStrategy funds enable passive investors to buy a bumper pack of index funds that offers a globally diversified portfolio but requires less maintenance than an Easter Island statue.

24 comments

How small investors can drip-feed into Vanguard index funds

October 7, 2011
Passive investing

Vanguard index funds are now within reach of drip-feeding small investors thanks to new investing platform options.

12 comments

The Slow and Steady passive portfolio update: Q3 2011

October 4, 2011
Passive investing

Our model passive portfolio gets caught up in the global equities blood-letting – there’s no hiding place.

10 comments

Income units versus accumulation units – what difference does it make?

September 6, 2011
Slow and steady

A quick confusion-buster on the difference between income units and accumulation units and which you should use.

8 comments

A bastion for UK passive investors

August 16, 2011
Thumbnail image for A bastion for UK passive investors

Introducing our new passive investing headquarters here on Monevator. Get your fix of indexing info all in one place!

3 comments

Exchange Traded Notes and Certificates: The scary face of index trackers

August 2, 2011
Passive investing

How Exchange-Traded Notes (ETNs) and tracker certificates expose passive investors to risks they don’t need to take.

4 comments

Index trackers: The good, the bad, and the ugly

July 26, 2011
Passive investing

Index trackers cover all kinds of funds – some plain and simple, some highly complex. Make sure you understand what you’re getting into before investing.

7 comments

How to choose the best index trackers #4: ETF-only features

July 19, 2011
Passive investing

A checklist of ETF features to look out for when choosing the best index tracker for you. Part four of a four part series.

0 comments

How to choose the best index trackers #3: Overlooked stuff

July 12, 2011
Passive investing

This part of our index tracker buying checklist covers the oft forgotten, overlooked, and obscure features that can impact your returns without you realising it.

8 comments

The Slow and Steady passive portfolio update: Q2 2011

July 6, 2011
Passive investing

Our model passive portfolio is tossed around like the plaything of the financial gods. And survives.

12 comments