Archives
Commentary (119)
Posts where world affairs and my piggy bank collide
- Are you richer than your kids, or poorer than your grandchildren?
- How to invest in German companies
- No lost decade: Why we're not Japan
- What to do now you can’t buy National Savings certificates
- By George I think he's done us proud with this emergency budget
- Two new personal finance tools for Monevator readers
- Video: BP spills a cup of coffee
- Ten things I don't want to pay tax for anymore
- Video: The end of oil
- Naked short selling: All shout, no trousers
- Bank preference shares: A brief history
- The biggest threat to long-term wealth
- Snap thoughts on the Con Dem coalition from a private investor's perspective
- Cameron and Clegg must make a suicide pact
- Greeks gift us a buying opportunity
- Why the U.S. (and the U.K.) is not Greece
- Video: Jeremy Clarkson on pensions
- Goldman Sachs: Yesterday a giant squid. Tomorrow calamari?
- Weekend reading: Why I've sold a few shares as the bull marches on
- Video: John Maynard Keynes versus Friedrich von Hayek
- Do you realise you're paying more income tax?
- The truth behind the Natwest Black Card’s shocking APR
- What can a first-time buyer in the South East buy for less than £250,000?
- Ask the Chancellors: The verdict
- Weekend reading: Budget blues
- Cash is king, or cash is trash?
- Video: Tony Blair warns of the financial crisis
- Buffett: Why the property bubble bursting was a good thing
- Why does Joe Public love sweatshops?
- Companies paying dividends early to beat higher UK tax rates
- Playing chicken with house prices
- Should you back Bolton in the China shop?
- Would you sell yourself for £1 million?
- Stiglitz: It’s the stupid economists, stupid
- Don't hire until you see the whites of their eyes
- Macquarie banker caught admiring Miranda Kerr on live TV
- The new LSE retail bond market
- Six reasons why Britain is booming again
- Phil Carret: Another great old investor
- Bank of England's King blames frugal foreigners for the credit crisis
- Kraft's sweet Cadbury deal is a bitter blow for would be British Buffetts
- UK house price predictions 2010
- Bashed but not bashful bankers to get their bonuses
- Financial advisers: Swindlers and leeches
- Should you lose pay when snow keeps you from work?
- Should you be investing more in technology?
- Weekend reading: On 2009 and 2010
- Three reasons to keep buying British
- Steep yield curve means equities could fly
- Where did all the absolute return funds come from?
- Bash bankers' bonuses until they squeal
- Pre-budget report 2009 review
- Investment trusts threatened by Euro legislation
- Don't make a crisis out of a crisis
- Reminiscences of a stock market wallflower
- Turn your gold into cats
- Breaking up the banks is hard to do
- Don’t kill yourself over a job
- ISA limit for over-50s is £10,200 from today
- David Cameron's curse: To save the UK economy and be hated for it
- Admit it: You miss the market meltdown
- Weekend reading: Hitler the blogger
- A bad time to fear the worst
- Another crummy guaranteed equity bond from NS&I
- Why I'd avoid these unlisted bonds like the plague
- Site update: Commenting now enabled
- Capitalism 3.0: A groundless retreat from globalisation?
- Enough with the self-flagellation: We've just lived through a ten-year bear market
- The archive hour: Five provocative posts from the Monevator vaults
- Why shares could be set for a decade of 20% a year returns
- We should pay MPs more (but not this lot)
- Abbey 5% savings account helps first-time buyers where government doesn't
- Spooked by my bad debts at Zopa
- The new 50% tax rate is about securing votes, not revenues
- Why I'm celebrating the annual ISA limit being raised to £10,200
- Why have bank shares risen so far, so fast?
- Should investors respond to the strengthening UK pound?
- Who isn't buying the market right now?
- Reminder to Lloyds: If a government tries to sell you a bank, you say No
- CNBC gets a pasting from Jon Stewart
- Quantitative easing: The uncomfortable truths
- Vote for Monevator (or my rival) at Free Money Finance
- Warren Buffett's annual letter to shareholders: 2008
- Video: The short simple history of the credit crisis
- The recession is not a lifestyle choice
- Zero interest rate era arrives early for TD Waterhouse customers
- While banking system lurches, politicians bicker over VAT in Government gift shop
- Should the government stop dumping money into a giant hole?
- The market is riddled with strange anomolies
- Gordon Brown claims he saved the world
- Young? Can't afford a house? You're getting shafted by the government
- How you can enjoy the profits of 2,267 companies around the world for free
- Government bonds: An exciting new way to lose money to the bear market
- Warning: The pre-budget report means more pain to come, for little gain today
- Liar's Poker author Michael Lewis on the end of Wall Street's boom
- Dilbert explains stock investing
- The subprime mortgages that caused the credit crisis explained
- The Barclays share price and the credit crunch
- Why the Bank of England will keep cutting interest rates
- Why I don't want Gordon Brown to cut my taxes
- Vince Cable attacks attempts to prop up house prices
- Now the UK government wants banks to bail out borrowers
- The Bank of England's £50 billion banking bailout
- Hands off our falling house prices
- Housing sentiment worst since 1978, say surveyors
- Andy Brough of Shroder's thinks UK market looks good value
- AIM shares lose their 10% Capital Gains tax perk
- Capital Gains Tax now charged at a flat 18%
- Zopa simplifies; scraps shorter-term loans
- Reduction of basic income tax rate from 22% to 20%
- HSBC to match expiring fixed rate mortgages
- Scrapping of the 10% starting rate of income tax
- Halifax's UK house price index plunges 2.5% in March; falls year on year
- Annual ISA allowance goes up to £7,200 a year
- Warning: UK personal tax rates are changing, and you need to know how
- Nationwide house price index shows every UK region has fallen in 2008
- Two signs the crisis for financial shares may be abating
- 2008 the worst first quarter for stock markets in five years
- Are UK house prices finally set for big falls?
- Zopa interest rates falling
- Are rising Zopa interest rates an opportunity or a time-bomb?
- Wall Street made this mess. Wall Street must pay for it
- Sell-to-rent gamblers return to property market
- Northern Rock nationalised: A nation now in hock to a housing bubble
- Being fearfully greedy: Why I buy in bear markets
- Why relief for Northern Rock savers could cost us all dear
- Thoughts on a very British banking crisis at Northern Rock
Earning (20)
How to increase your monthly income
- A start-up that’s growing at 100% a month
- Or, why I don’t work 9-5 any more
- Will a high salary make you happy?
- UK Entrepreneurs' Tax Relief raised to £2 million
- Earn more money by tackling your mental beliefs
- How to increase your salary without changing your job
- Would you sell yourself for £1 million?
- How to make money developing iPad apps
- Shopify competition sells the dream of online retailing
- The reality of making money from iPhone apps
- Can you make money developing iPhone apps?
- Here's a great way to boost your income in an hour
- Opportunity cost when starting a business
- Compound interest turbo-charges your salary, too
- What is your salary really worth?
- The number one money maker for 99 per cent of people
- Why a little passive income from a side project is worth a lot more than you think
- Seven reasons why you shouldn’t start your own business
- Why blogging for money will not make you rich
- Reduction of basic income tax rate from 22% to 20%
Financial glossary (19)
Business and investing words explained
- Naked short selling: All shout, no trousers
- Preference shares
- UK capital gains tax
- Tax avoidance versus tax evasion
- The Alternative Investment Market (AIM)
- What is mark to market?
- Investment trusts explained
- Growth investing
- Horizontal diversification
- Vertical diversification
- Portfolio diversification
- Currency risk
- Time value of money: Why locking money away earns a better return
- Liquidity explained
- Risk/return: Nothing ventured, nothing gained
- Assets: The building blocks of a portfolio
- How is annual percentage rate calculated?
- What is GDP?
- Bed and breakfasting and CGT
Funny (10)
Well, I thought it was funny
- Video: BP spills a cup of coffee
- Video: Jeremy Clarkson on pensions
- Video: John Maynard Keynes versus Friedrich von Hayek
- Macquarie banker caught admiring Miranda Kerr on live TV
- Turn your gold into cats
- Weekend reading: Hitler the blogger
- CNBC gets a pasting from Jon Stewart
- Should the government stop dumping money into a giant hole?
- Gordon Brown claims he saved the world
- Dilbert explains stock investing
Investing (137)
Make your money work harder, in the stock market and elsewhere
- Why do investment trusts trade at a discount or a premium?
- Investment trust discounts and premiums
- How to invest in German companies
- How free trade makes us all better off
- Perceived risk versus actual risk
- No lost decade: Why we're not Japan
- Swensen's Ivy League portfolio revisited
- The bewitching appeal of Lloyds suspended preference shares
- A brief history of behavioural finance
- Beware the lure of the exotic
- The risks of buying mark to market investments on margin
- Wealth preservation strategies of the rich
- Keep it simple, stupid
- Something for everyone: the new Lloyds retail bond
- Lloyds shares: Medium risk but high potential reward
- Two new personal finance tools for Monevator readers
- Are BP shares a buy?
- Getting an investment income from investment trusts
- What first attracted me to the 9%-yielding Natwest preference shares
- Bank preference shares: A brief history
- Using a watchlist to improve your investing
- Walter Schloss: His rules that beat the market
- Weekend reading: Why I've sold a few shares as the bull marches on
- Bond default probabilities: by rating
- ISA limits to increase annually with inflation: Budget 2010
- The risks of Venture Capital Trusts (VCTs)
- Cash and your portfolio
- Avoiding capital gains tax on your investments
- 5 ways to invest like Warren Buffett (from the man himself)
- US historical asset class returns
- UK historical asset class returns
- Cash is king, or cash is trash?
- Volatility, inflation, and asset class returns
- Companies paying dividends early to beat higher UK tax rates
- Bolton's China trust is worth a small punt
- Six reasons not to invest with Bolton in China
- Six reasons to back Bolton's China investment trust
- Should you back Bolton in the China shop?
- Is it safe to invest in corporate bonds?
- Rebalance your portfolio for your benefit, not the tax man's
- An easy way to invest in Australia, Canada or South Africa
- How to run your portfolio like a hedge fund
- What should a new investor be told to do?
- Lose 6% and you lose your job
- Should you be investing more in technology?
- Three reasons to keep buying British
- Steep yield curve means equities could fly
- Beat the market by following director share buying
- No certainty with absolute return funds
- Reminiscences of a stock market wallflower
- At what yield are government bonds a buy?
- Buy government bonds – eventually
- How Property Income Distributions (PIDs) are taxed
- How UK dividends are taxed
- 9 lazy ETF portfolios for UK investors
- How to calculate bond yields
- Tax avoidance versus tax evasion
- Think you've spread your risk? Think again
- Corporate bond prices and yields
- Is the RBS Royal Bond a good buy?
- 7 ways to profit from other people’s folly
- Seven ways to invest in the stock market when you’ve got no money
- Are you lost in Neverland?
- You can't bank on an expected return
- Tax and costs will eat up returns
- Borrowing to invest is expensive
- Why borrowing to invest is a bad idea
- Historical returns from corporate bonds
- Share trading is hard: Worked example
- Buying small caps to gear up for the recovery
- Get an ISA, get a life
- Monevator share write-ups review
- What are growth investors looking for?
- Why I've bought Lloyds Banking Group
- Another crummy guaranteed equity bond from NS&I
- Four ways to invest in oil
- Commercial property: I'm buying
- Commercial property is an attractive asset to own
- Enough with the self-flagellation: We've just lived through a ten-year bear market
- Cash and bonds are different investments
- How to create an Ivy League endowment fund using UK ETFs
- Why shares could be set for a decade of 20% a year returns
- Getting older? Admit it when you rebalance your portfolio
- Investment clocks and asset allocation
- Factors that may influence how and when you rebalance
- When should you rebalance your portfolio?
- How to rebalance your portfolio
- Does being a great investor mean you'll live longer?
- Rebalancing asset allocations
- Crisis investing: Company blunders
- Seven psychological quirks that destroy investment returns
- Crisis investing: Specific news events
- Structured products and 'guaranteed' equity bonds were never a good idea
- Crisis investing as swine flu panic spreads
- Assume every investment can fail you
- Why I'm celebrating the annual ISA limit being raised to £10,200
- Is it too late to buy Barclays shares?
- Strategies for investing in bear markets
- Six ways in which stop losses can damage your wealth
- Spring bounce for falling UK housing market probably just a speed bump
- Trusting in the Rights and Issues Trust
- How stop loss investing can save you money
- Stocks vs corporate bonds
- Portfolio diversification
- How the bear market hit the high yield portfolio
- Other kinds of bonds you may come across
- Sparking up an investment in electrical contractor T.Clarke (CTO)
- Convertible bonds
- Coping with the guilt of losing money
- The main types of corporate bonds
- 10 reasons to be cheerful as an investor
- Why investing in overseas markets will diversify your portfolio
- Why I'm holding HSBC and Standard Chartered, despite the financial crisis
- How fear is driving bank share prices
- What causes corporate bond prices to fluctuate?
- What are corporate bonds?
- How to invest with the Rothschilds via RIT Capital Partners (RCP)
- What are the benefits of corporate bonds?
- Asset allocation in pyramid form
- The 6 reasons small caps can supercharge your investment returns
- The simplest, most effective investment decision you will ever make
- Bought The Clapham House Group (CPH)
- Benjamin Graham on bear markets
- How I bought the mortgages the banks don't want via Prodesse (PRD)
- How you can enjoy the profits of 2,267 companies around the world for free
- Proof that falling share prices can be good for your portfolio
- Seven surprising things you may not know about Warren Buffett
- How to spot a bear market bottom
- Will Blinkx (BLNX) be the UK's answer to Google?
- Don't wait to open your stocks and shares ISA
- The Clapham House Group (CPH) (UK)
- How a boring broker will make you richer
- Should you swap your shares for an investment trust on a discount?
- If you don't buy high-yield blue chips now, you'll likely regret it later
- Andy Brough of Shroder's thinks UK market looks good value
- Save a dollar when you are 20... earn a dollar a year at 60
- Capital Gains Tax now charged at a flat 18%
- Annual ISA allowance goes up to £7,200 a year
- Two signs the crisis for financial shares may be abating
- 2008 the worst first quarter for stock markets in five years
- Four more ways to stop a financial crisis derailing your money goals
- Four quick sanity checks to stop the credit crisis killing your finances
- How to buy and own pure gold with Bullion Vault
- The one number to beat if you want to retire early
- How to harvest wheat and mine gold using ETCs
- Being fearfully greedy: Why I buy in bear markets
- Using exchange traded funds to instantly diversify your portfolio
- Shock news: Asset allocation not as dull as it sounds
- 100 Secret Strategies for Successful Investing
- Selecting the shares for your high yield portfolio: HYP part 4
- Diversifying your high yield portfolio: HYP Part 3
- How to choose a good high yield share for the long haul: HYP Part 2
- Grow your income with dividends from high yield shares: HYP Part I
- When to sell winning shares
- Historical versus forecast dividend yield
- How to calculate the dividend yield
Monevation (56)
Motivational pep talks for the money-minded
- 101 ways to save money
- Are you richer than your kids, or poorer than your grandchildren?
- Wealth preservation strategies of the rich
- A start-up that’s growing at 100% a month
- Researching moving abroad
- Ten tips for Britain’s blighted young things
- Rich friends, poor friends
- Don't forget your can opener
- Do you want to retire early enough to save 75% of your income?
- Living frugally for early retirement
- Early retirement: The extreme method
- Personal time management for fun and profit
- Earn more money by tackling your mental beliefs
- 5 ways to invest like Warren Buffett (from the man himself)
- Are you wasting your money on memories?
- Get out of debt to unleash your inner money maker
- Pros and cons of being wealthy
- Three crucial steps to making new year resolutions work
- My 10 rules to stay sexy and save money
- Facing mortality when you have a family
- How would you spend and save if you knew exactly when you were going to die?
- Think long term (or kiss goodbye to civilisation)
- The unseen assets on your balance sheet
- Perfect 10 investing
- You don't have to be rich to treat yourself
- How buying an iPhone can help make you rich
- 10 money mistakes I have made
- Young people are already rich
- How to make one million pounds
- Coping with the guilt of losing money
- The really obvious thing we all forget when borrowing money
- Money can't buy me love
- Stanford researchers prove you can spend 20% less on gifts for the same result
- Do you run a tight ship or are you just a tightwad?
- How much interest do you earn on a million pounds?
- Three new ways to control your spending
- Proof that falling share prices can be good for your portfolio
- Learn how to get rich from a video game
- Five ways your pet could cost your pension dear
- Five lessons for investors from Michael Phelps' Olympic triumph
- How a boring broker will make you richer
- Four more ways to stop a financial crisis derailing your money goals
- Who’s your Star Wars money hero?
- The secret to investing when stock markets are falling
- The one number to beat if you want to retire early
- The hidden cost of not saving and investing because you're in debt
- Why you must get out and stay out of debt
- Taking stock: Your Statement of Affairs
- How talking about money is like French kissing
- From now on, you’re good with money
- The 10 eternally true steps to financial freedom
- The Rules of Wealth
- What everybody needs to learn from recent immigrants
- It ain't what you do it's what it does to you
- How one relative's pension plight taught me to save the hard way
- 10 good reasons to retire early
Newsbites (15)
This is the news. Occasionally.
- Quick query re: email pop-up and comments
- Shopify competition sells the dream of online retailing
- Monevator: Blogging in 2010
- Normal service will resume shortly
- The financial end-of-year reviews: 2008
- Why the Bank of England will keep cutting interest rates
- Thesis theme marks new direction
- Dexter Fletcher on going bankrupt (and the love of a good woman)
- Home ownership in the UK lowest it's been for a decade
- Pay off your mortgage double quick
- Will you miss the cheque?
- Should you cancel your unused credit cards?
- I've nearly maxed out my Zopa lending
- John Lee says it's time to buy smallcaps
- Egg withdrawing 160,000 credit cards
Other sites (82)
Generally my Weekend Reading link roundups.
- Weekend reading: Edinburgh edition
- Weekend reading: Not so grande edition
- Weekend reading: GDP up, spirits down
- Weekend reading: Canal time edition
- Weekend reading: Is Kindle a tax on reading?
- Weekend reading: The new gold rush
- Weekend reading: On the road
- Weekend reading: House prices still over-valued
- Weekend reading: Some other fools who think the market is cheap
- Weekend reading: Je ne regrette rien
- By George I think he's done us proud with this emergency budget
- Weekend reading: England's dreaming
- Weekend reading: John Wayne rhetoric versus Wayne Rooney's boot
- Weekend reading: BP's dividend and FTSE value
- Weekend reading: Revolting taxes
- Weekend reading: What matters and anti-matter
- Weekend reading: Charlie Munger on banking regulation
- Weekend reading: FTSE 100 more attractive now
- Weekend reading: Opportunity knocks
- Weekend reading: Current asset valuations
- Weekend reading: Why I've sold a few shares as the bull marches on
- Weekend reading: The immigration issue
- Early retirement: The extreme method
- Weekend reading: The tin pot gold mine
- Weekend reading: Budget blues
- Weekend reading: Big opportunities come around like clockwork
- Weekend reading: The bull market is one-year old, but the bear market is ten
- Weekend reading: The world's bargain banker
- Weekend reading: Introducing Stock Tickle
- Weekend reading: Fidelity or infidelity?
- Weekend reading: Real estate realities
- Weekend reading: Can money buy freedom?
- Weekend reading: Interest is interesting
- Weekend reading: Obama versus the banks
- Weekend reading: Another tale of a woeful financial adviser
- Weekend reading: Happiness is a ton of great blog links
- Weekend reading: On 2009 and 2010
- Weekend reading: Blog battle of the sexes
- Weekend reading: Dishes or dreams
- Pre-budget report 2009 review
- Weekend reading: Financial (ill) advisers shun ETFs
- Weekend reading: Countryside retreat
- Weekend reading: All abroad
- Weekend reading: Peak gold or peak gold price?
- Weekend reading: Don't get ill
- Weekend reading: Scare bear markets
- Weekend reading: Bankers!
- Weekend reading: Sell oil, buy drugs
- Weekend reading: Buffett stumped
- Weekend reading: Hitler the blogger
- Weekend reading: End of summer update
- Weekend reading: Route canal edition
- Weekend reading: Got that iPhone edition
- Weekend reading: Beware of bonds edition
- Weekend reading: Summer BBQ edition
- Weekend reading: Recession cessation edition
- Weekend reading: Banks are back edition
- Weekend reading: David Swensen interview edition
- Weekend reading: Summer rally edition
- Weekend reading: Gone fishing edition
- Weekend reading: Death to commission edition
- Weekend reading: Formula 1 in crisis
- Weekend reading for investors: 6/6/09 (Normandy edition)
- Weekend reading: 30/5/09
- Weekend reading: 23/5/09
- Weekend reading for investors: 16/5/09
- Weekend reading for investors: 9/5/09
- Weekend reading for investors: 2/05/09
- Weekend reading for investors: 25/4/09
- Battle of the UK Budget 2009 calculators
- Weekend reading for investors: 18/4/09
- Weekend reading for investors: 11/04/09
- Shortsandlongs.com offering £300 if you switch your spread betting firm
- Weekend reading for investors 4/4/09
- Weekend reading for investors: 28/3/09
- Weekend reading for investors: 14/3/09
- Weekend reading for investors: 7/3/09
- Weekend reading for investors: 28/02/09
- Weekend reading for investors: 21/2/09
- Weekend reading for investors: 14/2/09
- Weekend reading for investors: 7/2/09
- Vote for Monevator (or my rival) at Free Money Finance
Property (15)
Bricks and mortar covered here
- What can a first-time buyer in the South East buy for less than £250,000?
- New stamp duty bands for UK houses
- Buffett: Why the property bubble bursting was a good thing
- Playing chicken with house prices
- UK house price predictions 2010
- House buyers could be paying off their mortgage in retirement
- Five reasons to buy commercial property
- Commercial property: I'm buying
- Commercial property is an attractive asset to own
- Young? Can't afford a house? You're getting shafted by the government
- Sell-to-rent gamblers return to property market
- How Andy Warhol's loft living sowed the seeds of risky BTL investment
- Warning: buying a flat in West London will cost you thousands a year more than renting
- Should you buy or rent your home?
- Low rental yields suggest house prices will fall
Savings (20)
All about stashing your cash
- What to do now you can’t buy National Savings certificates
- Find out when you'll make your million
- Something for everyone: the new Lloyds retail bond
- Tax relief upfront is the same as tax relief later: Pensions versus ISAs
- Video: Jeremy Clarkson on pensions
- The best cash investment rates deliver far superior returns
- ISA limits to increase annually with inflation: Budget 2010
- Emergency funds: The ten essential steps
- It's an emergency (fund)!
- Bad debts are rising at Zopa
- Abbey 5% savings account helps first-time buyers where government doesn't
- Returns edge down at Zopa as new investors chase higher interest rates
- Zopa update: Interest rates rise for savers, but bad debt doesn't
- How much interest do you earn on a million pounds?
- Should you swap your shares for an investment trust on a discount?
- Zopa simplifies; scraps shorter-term loans
- Zopa interest rates falling
- Are rising Zopa interest rates an opportunity or a time-bomb?
- Four quick sanity checks to stop the credit crisis killing your finances
- Your ultimate guide to UK savings
Shares (20)
My personal investigation into specific shares, reproduced for readers' entertainment
- The bewitching appeal of Lloyds suspended preference shares
- Lloyds shares: Medium risk but high potential reward
- Are BP shares a buy?
- What first attracted me to the 9%-yielding Natwest preference shares
- Bank preference shares: A brief history
- Companies paying dividends early to beat higher UK tax rates
- Bolton's China trust is worth a small punt
- Six reasons not to invest with Bolton in China
- Six reasons to back Bolton's China investment trust
- Should you back Bolton in the China shop?
- Monevator share write-ups review
- Why I've bought Lloyds Banking Group
- Is it too late to buy Barclays shares?
- Trusting in the Rights and Issues Trust
- Sparking up an investment in electrical contractor T.Clarke (CTO)
- How to invest with the Rothschilds via RIT Capital Partners (RCP)
- Bought The Clapham House Group (CPH)
- How I bought the mortgages the banks don't want via Prodesse (PRD)
- Will Blinkx (BLNX) be the UK's answer to Google?
- The Clapham House Group (CPH) (UK)
Spending (11)
What to do with your ill-gotten gains.
- Invest in antique furniture
- How to profit from an interest only mortgage
- Living frugally for early retirement
- The truth behind the Natwest Black Card’s shocking APR
- My 10 rules to stay sexy and save money
- Hallelujah, online shopping!
- What to give a newborn niece?
- Seven unusual ideas for a better value wedding
- The hidden cost of not saving and investing because you're in debt
- Buy on credit and you'll pay for it twice
- The only good debt is dead debt
Simple Archive by Sterling Adventures
