Should you really be in such a hurry to 100% own your home?
mortgages
Pay off the mortgage or invest? There’s no simple answer, which is my excuse for writing, and writing, and writing…
The traditional way of gearing up to invest by running a mortgage is riskier than you think…
The UK inflation rate is down to 2.3% in CPI terms. The RPI inflation measure has fallen to 3.3%. Either way, the pound has stopped losing purchasing power like a proverbial drunken sailor on shore leave. This end to our run-in with runaway inflation is to be welcomed – but maybe with a wistful sigh from [...]
Remortgaging in the midst of the Mini Budget madness unnerved me, but I’m still not paying it off just yet…
New home owners shouldn’t get too smug about leaving their renting days behind. They’re effectively renting money from the bank!
Fixed mortgage rates are mostly determined by swap rates, but bank margins also enter the picture…
How you could save a fortune by putting just a few thousand pounds into your mortgage
Having a big mortgage on your personal balance sheet dramatically shifts your financial posture.
What is the advantage of choosing an offset mortgage – assuming you’re even lucky enough to be able to get one?
How a dark sense of foreboding about imminent market collapse and the unnecessary pursuit of further gain forced me to eat humble pie.
With low interest rates and a recovering economy it’s more tempting than ever to invest rather than pay off the mortgage. Is it worth the risk?
Curious about the government’s new Help to Buy scheme? Have I got the infographic for you.
High inflation is hear to stay, but the good news is mortgages are cheap. Carefully taking on debt is looking like a no brainer.
What happens when you despair that your financial goals look so far away? It’s time to reaffirm where you’re going, and why.
The new FirstBuy scheme will help first-time buyers get on the housing market, by giving them access to a new £250 million fund.
An interest only mortgage gives you more control over a huge chunk of your money, but with responsibility comes risk.
What to make of news that HSBC, the UK’s biggest bank, is offering new customers a mortgage matching deal from Monday 14 April, which will match expiring fixed-rate deals for another two years? Other banks are bolting and nailing shut closing their doors to business and putting their mortgage rates up. Have the senior bods [...]