A selection of rules of thumb that can help you devise your asset allocation strategy.
Updated
Investors swing from fear to greed. It’s easy to see the cycle in retrospect, but here’s some images to help us understand it while it’s happening.
Forget peak oil and other abstract catastrophes, you need to grab motivation juice from the personal financial disaster lurking around the corner.
When it comes to computing and disclosing charges, things are rarely simple in the investment world…
Update in Spring 2020: As a result of the ongoing Covid-19 crisis, all peer-to-peer lenders are having liquidity problems – in other words investors are not able to immediately get their money out even from so-called ‘Instant Access’ or similarly branded accounts. Ratesetter is no different. Nobody has lost any money with Ratesetter yet as [...]
Saving is a long, hard journey and it’s all too easy to give up or go astray. Here are some simple tactics that will help you fulfill your goals.
Every journey begins with a single step. And when it comes to asset allocation that first step is working out your investment goals.
If an investment seems too good to be true, it may be because it’s fraudulent or over-optimistic, or you may simply be overlooking one of the known investing risks.
Who wants to be a millionaire? Find out how to turn vague hopes into a pot of money with this motivating personal finance tool.
The strong case for index investing is made by a passionate fan of the strategy (who shall be known here as The Accumulator).
Investing is a soap opera that provokes return-wrecking emotions. So reduce your emotional involvement to that of a car factory robot via automatic investing.
Few people like to think about getting older, but you should try to do so when you’re rebalancing your portfolio.
Don’t feel pressured into starting a business as the only route to wealth. Statistically it’s more likely to be a route to grey hair and debt.
Will you be one of those misers found dead in a bed with his nose touching the ceiling because of all the money stuffed under the mattress?
Yet another new kind of ISA for us to get our heads around. This one is for under 40s, and it’s good for buying a house or some treats once you’re 60.
Investor, are you fooling yourself? Probably, but you’re in good company! Here’s what we all have to look out for…