Real returns on cash are headed into negative territory, as a result of the decision to Brexit.
Savings
Zopa has simplified its offering to lenders as it seeks to take marketplace lending truly mainstream.
It’s best to make like Gollum from Lord of the Rings, and murmur “My Precious…” while fondling and renewing your NS&I Index-linked certificates…
Sacrificing consumption now in order to save for the future is meant to be hard. But you can relieve much of the pain by devising a budget in line with how you want to live your life rather than how you’re told to live your life.
Want to shield your RateSetter or Zopa cash from the tax man? Innovative Finance ISAs are on the way – eventually…
How to dramatically increase your savings rate to match the most stretching of investment goals.
ISAs only just got simpler, but now they’re getting more complicated again with the debut of Help to Buy: ISAs.
Free up cash to invest by casting off social pressure and purchasing substitute goods that cost less and mean more.
A one-off, hard-hitting special in which an old pro shows us how to survive in a low interest world.
If you’ve been put off by the lack of a guarantee on your savings at Zopa, the new Safeguard option might be a reason to take another look.
When saving seems like a slog, cheer yourself up with a few thoughts on just how much you’re benefitting from your journey to financial freedom.
I’m very pleased to introduce this guest post by Pete Comley, author of the hit free eBook, Monkey with a Pin. (Now also available as an iTunes podcast). Take it away Pete! “Over periods of five years, the returns from shares have historically beaten cash around 80% of the time. Over 10 years, this rises [...]
Index-linked National Savings certificates are to return in 2011-2012, the government has confirmed in the small print of its budget. Get on the waiting list!
Warren Buffett’s grandfather had more common sense about cash than many investment bankers of today. Here’s some great wisdom he passed down the family.
Inflation linked savings bonds look set to become more common than ex-North African dictators house-hunting in London. But not all are created equally.
National savings certificates offered attractive vehicles for our savings, but there are various alternative homes for your money.