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Savings

Real returns on cash are headed into negative territory, as a result of the decision to Brexit.

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Zopa has simplified its offering to lenders as it seeks to take marketplace lending truly mainstream.

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It’s best to make like Gollum from Lord of the Rings, and murmur “My Precious…” while fondling and renewing your NS&I Index-linked certificates…

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Sacrificing consumption now in order to save for the future is meant to be hard. But you can relieve much of the pain by devising a budget in line with how you want to live your life rather than how you’re told to live your life.

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Want to shield your RateSetter or Zopa cash from the tax man? Innovative Finance ISAs are on the way – eventually…

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How to dramatically increase your savings rate to match the most stretching of investment goals.

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The new Help to Buy: ISA

ISAs only just got simpler, but now they’re getting more complicated again with the debut of Help to Buy: ISAs.

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Free up cash to invest by casting off social pressure and purchasing substitute goods that cost less and mean more.

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Confessions of a Rate Tart

A one-off, hard-hitting special in which an old pro shows us how to survive in a low interest world.

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If you’ve been put off by the lack of a guarantee on your savings at Zopa, the new Safeguard option might be a reason to take another look.

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When saving seems like a slog, cheer yourself up with a few thoughts on just how much you’re benefitting from your journey to financial freedom.

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Making the case for cash

I’m very pleased to introduce this guest post by Pete Comley, author of the hit free eBook, Monkey with a Pin. (Now also available as an iTunes podcast). Take it away Pete! “Over periods of five years, the returns from shares have historically beaten cash around 80% of the time. Over 10 years, this rises [...]

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Index-linked National Savings certificates are to return in 2011-2012, the government has confirmed in the small print of its budget. Get on the waiting list!

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Warren Buffett’s grandfather had more common sense about cash than many investment bankers of today. Here’s some great wisdom he passed down the family.

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Inflation linked savings bonds look set to become more common than ex-North African dictators house-hunting in London. But not all are created equally.

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National savings certificates offered attractive vehicles for our savings, but there are various alternative homes for your money.

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