≡ Menu

ISA

You’ve been crying out for a UK ISA, right? I mean, even the investing platforms said they didn’t want one but somebody must have asked for it. Perhaps it was you? Well, you and Chancellor Jeremy Hunt, who presumably wanted another bone to throw to the electorate. And so the Dad’s Army ISA has marched [...]

{ 104 comments }

The tax year runs from 6 April to 5 April the next year. This means the most crucial UK tax deadline occurs in April. That’s because there are various annual allowances and tax reliefs you need to make the best of to legally mitigate your income tax bill and to stop excessive taxes sapping your [...]

{ 22 comments }

The annual ISA allowance is £20,000 – across both cash and stocks and shares ISAs. But the details can be confusing…

{ 61 comments }

We tackle the thorny old problem of SIPPs vs ISAs, and as usual there’s no clear winner…

{ 184 comments }

Has your pension just become the ultimate estate planning vehicle for the wealthy masses?

{ 91 comments }

These are the investments you should put into your ISAs and SIPPs first in order to maximise your tax breaks.

{ 68 comments }

The complete guide to investing in a stocks and shares ISA including how it works, the rules, your allowance, tax breaks, costs, eligible funds and inheritance wrinkles.

{ 19 comments }

Best cash ISA rates

Cash ISAs no longer pay the best interest rates, but they can still be the right product in certain circumstances

{ 6 comments }

Even on a good middle-class income, it’s not easy to fill your ISA.

{ 35 comments }

The Lifetime ISA

Yet another new kind of ISA for us to get our heads around. This one is for under 40s, and it’s good for buying a house or some treats once you’re 60.

{ 140 comments }

There are many reasons why you might use a pension instead of an ISA, but make sure you understand how the tax reliefs compare.

{ 107 comments }

Want to shield your RateSetter or Zopa cash from the tax man? Innovative Finance ISAs are on the way – eventually…

{ 37 comments }

The new Help to Buy: ISA

ISAs only just got simpler, but now they’re getting more complicated again with the debut of Help to Buy: ISAs.

{ 20 comments }

Wondering how to invest your £15,000 ISA allowance? In a hurry? Skip the rest of our website and just read this.

{ 40 comments }

Tired of earning naff all on your cash ISA? Thinking of spicing things up with a stocks and shares ISA instead? Here’s what you need to know.

{ 36 comments }

George Osborne (presumably accidentally) has delivered a great Budget for savers. Is the tide turning for the prudent?

{ 52 comments }

A rare guide to the stocks and shares ISA transfer process – laden with tip-gold that’ll help you dump complacent providers in a trice.

{ 44 comments }

New figures reveal how much the nation has got stashed away in ISAs. And surprise surprise, it’s less than it should be.

{ 12 comments }

The 2012 ISA allowance

The high level of inflation in September 2011 has one silver lining – it means that the 2011/2012 ISA allowance has been increased by a fair amount over the prior year.

{ 24 comments }

Foreign shares in an ISA

Think you’re not allowed to hold overseas shares in your ISA? Think again!

{ 17 comments }

ISA allowances are to increase with inflation from 2010, says UK Chancellor Alistair Darling. Not before time.

{ 3 comments }

If you’re over 50 and you’re resident in the UK, console yourself on both fronts with the news that you can put more money into ISAs from today.

{ 0 comments }

Amid the horror story that was the UK budget today, one bright spot stood out for those of us trying to save and invest our way to wealth. The government is raising the annual limit on ISA contributions from £7,200 to £10,200. Half of this ISA limit can be ‘wrapped’ around cash savings, just like [...]

{ 0 comments }

This is the first in my special five-part series entitled Five big boring tax changes that will make you richer or poorer in 2008/09. For the others, please see the introduction to the series. From April 6th 2008, ISA rules for UK residents change as follows: Your annual total ISA allowance rises to £7,200, and [...]

{ 1 comment }

Your ultimate guide to UK savings

The safest place to hold your money in the short-term is in cash. Sounds obvious, but cash is money. Shares, property, bonds, gold and pension funds are all assets whose value constantly fluctuates according to the whims of their markets. You can only be certain what such assets are worth when you come to sell [...]

{ 7 comments }