When you handover that monthly wodge to your bank, you’re also paying yourself…
Savings
Sometime back in the 1990s I began putting all my earnings above the higher-rate tax threshold into my pension.
This guide to personal finance for immigrants is by The Learner from Team Monevator. Come back every Monday for another fresh perspective. A new adventure? Relocating for work? I recently moved to the UK, too, from Australia. That meant rebooting my financial life. Moving country is a huge job and so I’ve prepared the following [...]
What is the advantage of choosing an offset mortgage – assuming you’re even lucky enough to be able to get one?
Do you need to cut back on your salary sacrifice tax breaks? You may well do if your scheme exposes you to a slew of benefit-slashing side-effects.
Update in Spring 2020: As a result of the ongoing Covid-19 crisis, all peer-to-peer lenders are having liquidity problems – in other words investors are not able to immediately get their money out even from so-called ‘Instant Access’ or similarly branded accounts. Ratesetter is no different. Nobody has lost any money with Ratesetter yet as [...]
Saving is a long, hard journey and it’s all too easy to give up or go astray. Here are some simple tactics that will help you fulfill your goals.
Who wants to be a millionaire? Find out how to turn vague hopes into a pot of money with this motivating personal finance tool.
Yet another new kind of ISA for us to get our heads around. This one is for under 40s, and it’s good for buying a house or some treats once you’re 60.
There are many reasons why you might use a pension instead of an ISA, but make sure you understand how the tax reliefs compare.
Debate rages as to whether today’s very low interest rates are a symptom or a cause of what still ails us, all these years after the height of the financial crisis…
Cash is rightly considered one of the safest asset classes, but that does not mean holding huge slugs of it is without risk.
Real returns on cash are headed into negative territory, as a result of the decision to Brexit.