Exploring social care options that are available to all.
Investing
This is part six of a series on planning and paying for later life social care costs. We’ve previously: Explored why your care needs likely won’t be funded by the state. Discussed the means test, and which of your assets are counted or disregarded. Highlighted the mechanics of the key social care funding thresholds that [...]
High inflation can be murderous for equities and bond returns. But it’s more complicated than that.
Property income distributions are taxed differently to dividends, and if you use an ISA you may have tax to reclaim.
Once more the contrast between my daily diet of media-amplified fear and the damage done to our Slow & Steady passive portfolio surprises me. The portfolio is down just 3.5% since its peak last quarter. Essentially, we’re back where we were six months ago. That’s despite the arrow-headed threats of stagflation, economic crisis, and a [...]
If you’re investing outside of tax shelters, you need to make sure you’re using your CGT breaks and offsetting with losses to defuse your taxable gains…
Does InvestEngine’s rock bottom fees mean it’s a miserable experience? Well, DOES IT?
Sequence of returns risk is the risk that exactly when you withdraw money from a portfolio can adversely affect your returns.
What caught my eye this week. When it comes to collateral damage from the tragedy in Ukraine, investors in Russia can only come near the bottom of the sympathy list. But Monevator is an investing site. And the tumult in Russian assets since the war began is one for the ages. Russia’s stock market was [...]
How your major assets are included and excluded from the means test for social care funding
Some of the finest minds in finance profoundly disagree about what return we can expect from our investments in the decades ahead, so err on the side of caution.
How to deal with the financial black hole of long-term social care – part 1 of our mini-series.