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Investing

Here’s another naughty broker cost that wants slashing

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Vanguard LifeStrategy funds review

An instant diversified portfolio that requires less maintenance than an Easter Island statue.

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How do accumulation funds work?

Accumulation fund investors generally have no idea how much they’ve earned in dividends. But discovering this hidden flow of cash is easy…

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The Accumulator celebrates his one-year FIRE anniversary

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A quick confusion-buster on the difference between income units and accumulation units and which you should use.

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Exploring social care options that are available to all.

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This is part six of a series on planning and paying for later life social care costs. We’ve previously: Explored why your care needs likely won’t be funded by the state. Discussed the means test, and which of your assets are counted or disregarded. Highlighted the mechanics of the key social care funding thresholds that [...]

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High inflation can be murderous for equities and bond returns. But it’s more complicated than that.

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Property income distributions are taxed differently to dividends, and if you use an ISA you may have tax to reclaim.

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Once more the contrast between my daily diet of media-amplified fear and the damage done to our Slow & Steady passive portfolio surprises me. The portfolio is down just 3.5% since its peak last quarter. Essentially, we’re back where we were six months ago.  That’s despite the arrow-headed threats of stagflation, economic crisis, and a [...]

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Defusing capital gains: a worked example

If you’re investing outside of tax shelters, you need to make sure you’re using your CGT breaks and offsetting with losses to defuse your taxable gains…

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How to pay social care costs with modest retirement resources.

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How to estimate social care costs to improve your retirement plan

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You retire and the stock market crashes. What should you do?

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InvestEngine review

Does InvestEngine’s rock bottom fees mean it’s a miserable experience? Well, DOES IT?

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Sequence of returns risk is the risk that exactly when you withdraw money from a portfolio can adversely affect your returns.

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