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Deaccumulation

I hit my FI number

The Accumulator enters the promised land after many years of wandering the desert. But does he really like milk and honey?

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A complete walkthrough of the calculation for maximising your UK tax shelters to achieve FI in the fastest timeframe.

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How to pick the best SWR for your ISA and pension to ensure a speedy FI day.

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Standard financial independence plans don’t take into account how to best use your ISAs and SIPPs to retire early. We right that wrong. Part three.

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Standard financial independence plans don’t take into account how to best use your ISAs and SIPPs to retire early. We right that wrong. Part two.

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Most financial independence plans don’t take into account how to best use your ISAs and SIPPs to retire early…

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Just when you thought it was safe to come back to Monevator, our trusty numbers nerd (in a good way!) is back to pick apart the lifetime allowance…

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There’s a hoard of old pension assets languishing with zombie life offices. What should you do with yours?

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The Greybeard has updated his table of income-orientated investment trusts.

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UK market history suggests you need gold and cash in your portfolio to protect against the worst.

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Do you love your partner? Enough to want them to be secure in retirement? Then you need to read this post about how long at least one of you is likely to live.

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Your lifespan affects the viability of your financial plan. We show you how to estimate your life expectancy using the best tools available.

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You can raise your sustainable withdrawal rate by improving your withdrawal plan.

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Craft your own sustainable withdrawal rate using the layer cake approach.

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Why the 4% rule doesn’t work

The 4% rule is the most misunderstood piece of received financial wisdom floating around on the internet. Without proper handling it can blow up your retirement. We make it safe.

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When it comes to computing and disclosing charges, things are rarely simple in the investment world…

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