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frugal

Don’t waste money buying expensive gifts

You can give your credit card a break by giving less expensive presents, but there’s a catch – they need to *mean* more…

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Is it worth giving up coffee for a million pounds? The latte factor claims it’s your decision to make…

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How to stick to your saving goals

Saving is a long, hard journey and it’s all too easy to give up or go astray. Here are some simple tactics that will help you fulfill your goals.

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Simple strategies for spending more time on holiday for less money while enjoying it more.

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Sacrificing consumption now in order to save for the future is meant to be hard. But you can relieve much of the pain by devising a budget in line with how you want to live your life rather than how you’re told to live your life.

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Group buying sites like Groupon can offer great deals on budget holidays.

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How to dramatically increase your savings rate to match the most stretching of investment goals.

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Free up cash to invest by casting off social pressure and purchasing substitute goods that cost less and mean more.

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When saving seems like a slog, cheer yourself up with a few thoughts on just how much you’re benefitting from your journey to financial freedom.

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101 ways to save money

Smartly cutting back on the things you don’t care about or being smarter when spending on the things you do can free up more cash for investing.

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If you want to retire much earlier than the rest of the population, then you’re going to have to do things different.

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The best way to save money every day is to make big decisions that change your lifestyle automatically and forever.

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If you have a husband or wife and kids, it would likely change how you’d spend and invest before meeting your maker.

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If you knew the date and age you’d die at, it would enable you to plan very precisely for the future.

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Once you’re aware of the process of your perception of the value of money changing over time, I believe you can take steps to try to master lifestyle inflation.

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