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decumulation

Will it be Whiskas or wagyu?

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Our fictional OAPs are racing ahead thanks to their dynamic withdrawal strategy and punchier asset allocation

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Can we tell when we’re headed for a fall?

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Our plucky theoretical retirees complete their first annual check-in!

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Decumulation: No Cat Food retirement portfolio update 2024 [Members]

Everyone will face spending shocks in retirement – and our model portfolio has just hit its first bout of unexpected turbulence

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A new SIPP survey tells us something – and nothing – about how people invest their money…

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A retirement portfolio is for spending today, not just for growing for tomorrow…

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How do the pension drawdown rules work? Here’s our best attempt to cut through the faff and explain them as simply as possible

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Decumulation strategy: the No Cat Food Portfolio [Members]

The thinking behind our new decumulation model portfolio…

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Have you ever considered living off the income yield thrown off by your portfolio alone?

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A new investing goal to explore demands a new model portfolio!

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The lengths The Accumulator will go to just to avoid going back to work during a cost of living crisis. This is hardcore.

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The Accumulator sets alight the torch of freedom and goes full FIRE. TLDR: he’s left work for good.

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Fair enough, I haven’t prepared the stables for the Four Horsemen Of The Apocalypse.

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In which the sleepy Accumulator dares to sex up his decumulation strategy…

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Decumulation: a real life plan

The increasingly misnamed Accumulator reveals his decumulation plan.

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The Greybeard has updated his table of income-orientated investment trusts.

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UK market history suggests you need gold and cash in your portfolio to protect against the worst.

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Do you love your partner? Enough to want them to be secure in retirement? Then you need to read this post about how long at least one of you is likely to live.

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You can raise your sustainable withdrawal rate by improving your withdrawal plan.

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Here at Greybeard Towers, the economy has taken a turn for the worse. Like many other freelance writers and editors I know, I’ve seen a softening in the marketplace in which I sell my skills. These things happen. Ten years ago – exactly ten years ago, as banks imploded, and stock markets plunged – the same [...]

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Smart Beta ETFs focusing on dividends imply you can have the best of both worlds – income stock selection at index investing prices…

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Annuities aren’t sexy and in recent years the payouts have been miserable. Still, they offer retirees a secure income no other investment can match.

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Our verdict on Beyond The 4% Rule, arguably the first UK retirement investing book.

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The book that’s a godsend for anyone trying to work out how to live off their money in retirement.

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The Greybeard has cashed in his final salary pension scheme. But what should he do with the loot that’s resulted?

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The Greybeard is not deaf to the cries of the masses. You wanted an article on income producing ETFs for retirement? Let’s go!

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Why the first-generation of passive income products in the UK failed to cut muster for one would-be retiree, plus a tease for round two…

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How to liven up your retirement spending, plus the rest of the week’s good reads…

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Are you really saving enough for retirement? If you did your calculations a decade ago then you may be disappointed by the answer.

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Our resident retirement expert updates his hand-picked selection of investment trusts that could suit retirees.

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Ostensibly about retirement strategies, but really a discussion about investing philosophy. Plus the rest of the week’s good reads…

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