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SWR

Where to find and how to use global CAPE data

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You retire and the stock market crashes. What should you do?

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Decumulation: a real life plan

The increasingly misnamed Accumulator reveals his decumulation plan.

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You can raise your sustainable withdrawal rate by improving your withdrawal plan.

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Craft your own sustainable withdrawal rate using the layer cake approach.

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Why the 4% rule doesn’t work

The 4% rule is the most misunderstood piece of received financial wisdom floating around on the internet. Without proper handling it can blow up your retirement. We make it safe.

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