You can give your credit card a break by giving less expensive presents, but there’s a catch – they need to *mean* more…
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If you fancy an alternative, choose Pepsi or listen to grungy rock music, says Lars Kroijer. When it comes to passive investing, market cap indexing remains the logical way to go.
People get currency risk very wrong, so here’s an article to put us all right. I’ll warn you now it contains some maths – but it’s very simple maths!
Skill might let you play in the deep end of the pool, but knowledge enables you to stay safe in the shallows.
Here’s the first part in a new occasional series of articles aimed at absolute beginners to investing. Apples for teacher appreciated.
If you’re going to try to beat the market, you’re better off learning from a wrinkly old guy with an incredible record than a 30-something on CNBC.
There are huge immediate financial rewards from getting out of debt, but the mental pay-off may be even greater.
Note: This article on recession preparation has been updated in light of the COVID-19 virus pandemic. The coronavirus is upon the West. Stock markets are in free-fall. Almost all measures that can slow the virus down and save lives will hit economic activity. This challenge could persist until we see a vaccine or until as [...]
Sitting on a pile of cash? Then you might well be wondering whether it’s better to invest the entire lump sum at once or to drip feed it into the market?
A selection of rules of thumb that can help you devise your asset allocation strategy.
Investors swing from fear to greed. It’s easy to see the cycle in retrospect, but here’s some images to help us understand it while it’s happening.
Forget peak oil and other abstract catastrophes, you need to grab motivation juice from the personal financial disaster lurking around the corner.
Buffett is a great stock picker and an investing genius. But few people know that Buffett’s original investing partnerships are the real secret to his wealth.
When it comes to computing and disclosing charges, things are rarely simple in the investment world…
Update in Spring 2020: As a result of the ongoing Covid-19 crisis, all peer-to-peer lenders are having liquidity problems – in other words investors are not able to immediately get their money out even from so-called ‘Instant Access’ or similarly branded accounts. Ratesetter is no different. Nobody has lost any money with Ratesetter yet as [...]
Saving is a long, hard journey and it’s all too easy to give up or go astray. Here are some simple tactics that will help you fulfill your goals.