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Investing

Borrowing to invest is expensive

The cost of servicing a loan will eat up most of the returns you’re likely to make from borrowing to invest.

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Borrowing to invest in stocks looks like a good idea but is a really bad one. This special week-long series will try to explain why.

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The data shows corporate bonds have beaten equities over the past decade. It won’t last.

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It’s extremely easy to fool yourself when it comes to share trading. My Lloyds trade could hardly have looked better at first blush, yet it’s barely broken even.

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I’ve put money into several small cap investment trusts. The aim is to make out-sized gains when the bull market really kicks in.

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I have written about several specific company’s shares here on Monevator over the past six months. How have they done?

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Buying Lloyds shares is basically a bet that sweating its assets will out the earnings, eventually.

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The 18th Issue GEB from NS&I offers limited returns for the risks of seeing no gains. I wouldn’t go near it.

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Four ways to invest in oil

To invest in oil, you don’t need to buy barrels of the stuff. Here are five ways to get exposure to oil without dirtying your hands.

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I think the time has come to buy commercial property. And almost nobody agrees with me.

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Property has bond-like qualities, in that it represents a solid asset that produces an income via rents.

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The markets are still far below a level they first reached in 2000. They may go up or down, but don’t doubt we’ve suffered enough.

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The endowment funds of Ivy League universities like Yale and Harvard have historically achieved excellent returns, with less volatility than an index tracker fund.

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Today I read an article from Alan Steel, a fund manager. Here are the key reasons why he thinks the March low means equity investors could see great returns for years.

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When deciding how often to rebalance your portfolio, you’ll need to consider several factors, including: The kinds of assets you hold The cost of trading such assets Tax issues The free time you have available Your personal judgement How often you can be bothered to do it I’m serious about that last point, incidentally. If [...]

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Once you’ve committed to rebalancing your portfolio to maintain your chosen asset allocation, you need to decide when you’ll do the deed. As usual, I’m definitely not going to give you a precise plan on how often you should rebalance. I think there’s no perfect answer, and you need to decide for yourself. That said, [...]

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