≡ Menu

UK house price predictions 2010

UK house prices

I have rounded up a bunch of house price predictions for 2010, to follow up my article on the likely fate of some first time buyers after the great UK house price crash stopped crashing (as shown in the BBC graph to the right).

These predictions aren’t wildly useful. It takes years for bearish sentiments to play out (Capital Economics was looking for a UK house price crash in 2004, as I recall), while the big banks are loathe to predict anything worse than stability (predicting losses implies more writedowns).

[continue reading…]

{ 7 comments }
Money articles

A busy week on Monevator covered everything from banker bashing to, well, financial adviser bashing. But it wasn’t all wanton violence, with posts on how to start investing, UK home buying, and DIY hedge funds, too.

Still need to work on making one or two of those articles shorter, though!

My post of the week is from The Simple Dollar, the huge US blog, and it continues the ‘financial adviser – friend or foe?’ theme.

[continue reading…]

{ 5 comments }
UK house

Pity first-time house buyers. Having finally seen the ladder lowered from the great property juggernaut in 2008, most could still only scramble on-board with a loan from the Bank of Mum and Dad.

And as mortgages have become easier to get in 2009, house prices have shot back up, reversing the UK house price crash before it had barely begun.

Some 45% of house purchases in May 2009 were by first-time buyers – a huge number by the standards of recent years. But by November the percentage was down to 19%, according to the National Association of Estate Agents.

[continue reading…]

{ 16 comments }

How to run your portfolio like a hedge fund

Risk reduction or spinning a roulette wheel?

Wouldn’t it be great if you could reduce the risk of investing in the stock market – or in gold or oil or any other risky asset?

People pay a fortune to hedge funds that claim to reduce the risks of investing – but can you do it yourself?

In this article I’ll introduce some techniques used by hedge fund managers and others to ‘hedge their bets’ when investing.

[continue reading…]

{ 9 comments }