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Investing

UK dividend tax explained

You will pay dividend tax on all dividends you receive in excess of your annual tax-free dividend allowance.

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You know about tax on dividends, interest and capital gains, but are you paying your dues on excess reportable income?

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Insights into retirement spending realities from those at the sharp end.

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Decumulation strategy: the No Cat Food Portfolio [Members]

The thinking behind our new decumulation model portfolio…

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Quality street [Members]

Some quality shares are being valued less dearly by the market. Why, and is it time to buy?

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The annual ISA allowance is £20,000 – across both cash and stocks and shares ISAs. But the details can be confusing…

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Capital gains tax on gilts

UK government bonds are down, which is terrible news. Except that it means future returns are up!

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Put on your scrubs as we surgically remove another cost with the cold-precision of a high-functioning sociopath.

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Investment broker Freetrade* has launched an intriguing new place to stash your cash: UK treasury bills. Forget boring old bank accounts and say “meh!” to money market funds. After the bond fails of 2022, maybe UK treasury bills can offer a safe refuge for your dough while offering a tasty yield? How does Freetrade’s UK [...]

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I have written before about how much interest you’d earn on a million pounds. But how do you make your million pounds in the first place?

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Have you ever considered living off the income yield thrown off by your portfolio alone?

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Get crafty with the Monevator asset allocation quilt. The latest pattern now available!

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You’ve heard of the weeds? Let’s get into them.

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Anybody else feeling more hopeful? Or noticing that – despite self-reporting as a rational human being – their portfolio affects their mood like the wind spins a weathervane? Last quarter’s surge saw our Slow & Steady model portfolio roar back nearly 7% since our last check-in. We ended up 9% for the year, all told. [...]

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A capital idea [Members]

Here’s a trust on a discount due mostly to an administrative cock-up. Potential profit from poor paperwork!

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Inflation-linked bond ladders have never been so hot! Here’s what you need to know

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