Most of the benefits of investing are obvious. Many would say they amount to zero – or rather all the zeros you hope to see at the end of your bank balance! More thoughtful souls ask what successful investing could translate into, whether it be the sports cars and fancy holidays you imagine as a [...]
The Investor
Every week I read a large number of personal finance and investing articles. Here’s my latest weekly shortcut to the best. So how is the market rally going for you? Being almost 100% invested after repeatedly buying through the bear market, like anyone invested I’ve seen a big bounce. Not so much that it wouldn’t [...]
Very few private investors give much thought to asset allocation, even though it’s far more important than picking stocks or funds in determining your investment returns. Even worse, those who do set up a nicely diversified portfolio often forget all about their ideal asset mix once they’ve made their initial decisions! This is foolish, and [...]
Alas it seems Zopa, the UK peer-to-peer lender, isn’t immune to the downturn – at least not if my recent experience is anything to go by. Readers may recall I was worried that bad debts would rise at Zopa as far back as March 2008. My fear was that consumers starved of finance by the [...]