Money too tight to mention? That’s no reason not to start investing!
budgeting
Sacrificing consumption now in order to save for the future is meant to be hard. But you can relieve much of the pain by devising a budget in line with how you want to live your life rather than how you’re told to live your life.
How to dramatically increase your savings rate to match the most stretching of investment goals.
Anyone who reads personal finance blogs is clearly more interested in money than the average person. If you write a personal finance blog, you’re even more interested in money (even if blogging won’t make you any). Can you be too interested? Are we deluding ourselves into thinking we’re being economically literate, whereas really we’re just [...]
In this post, I’ll outline three methods I’ve successfully used to stop me spending money on stuff I didn’t really need. Warning: All three methods are a bit unusual! 1. Reserve it on Amazon Nearly everything is cheaper to buy online. If I’m out shopping and I see something I like, I try to: Postpone [...]
To get the most from your money in the long-term, you need to know what you own, what you owe, how much you bring in every month from your earnings, savings and investments, how much goes out again, and thus whether you’re living beyond your means. Completing this personal reckoning is step two of my [...]