How can I make the most of my redundancy money?

For MAVENS and MOGULS by The Accumulator on January 20, 2026

While death and taxes may be the only certainties in life, redundancy runs them a close third. Which helps explain why we’re regularly asked about how to make the most of a redundancy payout. (Investing wise, not George Best style!)

Where should you save or invest your precious redundancy cash to make it work for you, at a potentially precarious time in your life?

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Maven
1 A14M January 20, 2026, 12:28 pm

Brilliant though possibly a week late!

I received my redundancy money last week. Premium bonds and this year’s ISA are already nearly maxed out so I paid off the remainder of my mortgage at the weekend. Everything above the 30K went straight into my pension. This should take me well over the 50% FI mark I seem to have been hanging around at since late 2021v

In my case, I had another job lined up to start the very next day. Many folk were commiserating me when they found I was being made redundant, but it has honestly felt like winning a lottery.
Maven
2 2 more years January 20, 2026, 1:02 pm

Great article, thanks @TA.
“While death and taxes may be the only certainties in life, redundancy runs them a close third.” Never a truer word spoken. Happened to me a couple of times and know of few who have escaped entirely. Very much a thing at the moment in my industry, although now immune, working my notice to retirement :0) Retains relevance however with a comparable end of year bonus before the final so long and thanks for all the fish.
I would only add the most obvious and best value of all investments – make sure to renew your MV subs!

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How can I make the most of my redundancy money?

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