Monevation

Your debt makes other people rich. You’re borrowing from your future self, who will be poorer, less secure, or lead a less abundant life because you wanted something now, before you could afford it. You must get out of debt. You can’t save while you’re in debt, and it grows like a weed. Kill it! [...]

To get the most from your money in the long-term, you need to know what you own, what you owe, how much you bring in every month from your earnings, savings and investments, how much goes out again, and thus whether you’re living beyond your means. Completing this personal reckoning is step two of my [...]

The first step to financial freedom starts with how you think about money. You must resolve, now, to get your finances in order. Stop fantasizing that a lottery win or an inheritance is going to make you rich overnight, and resolve to do it for yourself. Commit to setting long-term financial goals, and to learning [...]

Whoever you are and wherever you come from, there are 10 steps you can follow that, given time, will secure you a wealthy future. You’ll need to cut you cloth to suit your own position, sure, but don’t fool yourself – these steps have applied throughout the ages, across civilisations, and they certainly apply to [...]

“Do as I do, not as I say” is a useful maxim in life. It’s one instinctively understood by children (“But daddy, you ate three packets of crisps and YOU never clean YOUR room – it’s unfair!”) and politicians (“But you, Snouty and Fatcat already have knighthoods – it’s unfair!”). But can mimicking the wealthy [...]

Recent immigrants can inspire us to earn more money, to start new businesses, or even just to greet the day with a smile. Seriously.

The inspiration behind Monevator.com is a family member close to my heart. He retired a few years ago at 64 years of age. He’d managed to retire a year early. He’d wanted out for a decade beforehand, but he couldn’t afford to leave. If money was tight, why did he cut and run at 64, [...]