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Investing

HSBC’s new C class index funds look as cheap as white stilettos but nothing in investing is ever a sure thing.

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The Monevator passive portfolio blooms while everyone forgets about Europe for a while.

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One way of reducing your capital gains tax bill is to defer gains for decades. (It could save you a lot of share trading fees, too!)

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The Analyst explains why different companies pay different sized dividends. (It’s not just down to stinginess on the part of management!)

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Valuing the market by earnings yield

Wondering whether the market is expensive? It’s a good but very hard question to ask. Looking at its earnings yield might give you a clue. (That’s “might”).

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Think only little people worry about a few quid of income tax on dividends or paying capital gains tax on a winning stock picks? Think again!

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What is dividend yield?

The Analyst yields to no man, and no investing jargon, either. (See what I did there?)

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What is the earnings yield?

The earnings yield is a way of looking at the income generated by a company in a similar way to the yield you’d get from a bond or the dividend yield of a share. It tells you what percentage return the company is making, on the basis of its after-tax income and the price you [...]

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What are dividends?

We welcome a new writer to the Monevator stable, in the form of The Analyst. He’s one of the best financial educators I know, and he absolutely LOVES dividend investing.

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Want online brokers to up their game? Then do your bit by letting Interactive Investor know what you’d like to see from one.

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Do you expect a crash in the government bond market? I don’t blame you, though nothing is certain. Here’s how to estimate the pain it would cause if it came to pass.

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Are you sitting securely, and do you have a stiff drink to hand? Here’s how to estimate how your bond fund will fare if interest rates start to rise.

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How to use a pension calculator as a quick and dirty way of identifying the holes in your retirement plan.

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It’s the age old question — do you buy a bikini or new pair of Ray-bans now, or do you put the money aside for a nice cardie or a new pair of glasses when you’re 70?

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At what age should I retire?

There’s little as daunting in life as thinking seriously about living in old age when you’re still young enough to do something about it.

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How much income will you need when you retire? Pieces of string come in all different lengths, but here’s a few pointers to working out your requirements.

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