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peer-to-peer lending

Update in Spring 2020: As a result of the ongoing Covid-19 crisis, all peer-to-peer lenders are having liquidity problems – in other words investors are not able to immediately get their money out even from so-called ‘Instant Access’ or similarly branded accounts. Ratesetter is no different. Nobody has lost any money with Ratesetter yet as [...]

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Zopa has simplified its offering to lenders as it seeks to take marketplace lending truly mainstream.

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Want to shield your RateSetter or Zopa cash from the tax man? Innovative Finance ISAs are on the way – eventually…

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If you’ve been put off by the lack of a guarantee on your savings at Zopa, the new Safeguard option might be a reason to take another look.

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Bad debts are rising at Zopa

I have now seen a third debt go ‘bad’ at Zopa, the peer-to-peer lender. This time it was in the A market, which is supposedly pretty safe.

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