Mavens

Are you paying tax on your savings interest? Would you like to pay less tax? Well, it turns out you can, by stashing your cash in gilts ((UK government bonds.)). It’s a legal and safe option that I’ve personally overlooked until now. The trick is to move your money out of savings accounts and into [...]

Introducing our new spreadsheet to tame any DIY linker portfolio

Everyone will face spending shocks in retirement – and our model portfolio has just hit its first bout of unexpected turbulence

We show how often the World index manages to outperform the US stock market over a century’s worth of data.

The All-Weather portfolio has protected against some of the worst market setbacks. But can it be improved for the UK?

Index-linked bond funds failed to defend against inflation in 2022 and 2023. So is there any point keeping them and what are the alternatives?

Does holding a chunk of gold add lustre to your portfolio returns?

A retirement portfolio is for spending today, not just for growing for tomorrow…

The only way is up it seems, but nothing lasts forever in the markets…

The thinking behind our new decumulation model portfolio…

Have you ever considered living off the income yield thrown off by your portfolio alone?

Construct your own inflation-hedging index-linked gilt ladder

A new investing goal to explore demands a new model portfolio!

How to help your partner manage the finances if you die prematurely

Duration matching with bond funds? Pah! It’s easy after you’ve read this 10,000 word treatise on the topic

Why duration matching your bonds to your time horizon isn’t the no-brainer it’s been made out to be.

How effective are commodities as an inflation hedge in the UK?

Is passive investing a Holy Straitjacket or do you have some freedom of manoeuvre?

Escalating interest rates are widely thought to be bad news for stocks and bonds. Is this true? And if so, how grim can things get?