In my early 20s I was a debit card kind of guy. I’d save what I could, and frowned at the thought of borrowing money that I didn’t have on plastic, to pay for goods and services I didn’t need. I also (mistakenly) believed that applying for a credit card would be harmful to my [...]
credit cards
This piece on Section 75 is by The Treasurer from Team Monevator. Check back every Monday for more fresh perspectives on personal finance and investing from the Team. I was once scared of credit cards. I believed saving up for things I wanted to buy was always the right thing to do. Credit cards were [...]
By smartly slaloming through the system, you can pick up special offers and free coins like Super Mario gobbling power-ups.
Does Natwest really charge 51.8% APR on its Black Credit Card? Well, not exactly… but the card is still an expensive luxury.
Debt isn’t just painful because of the interest bill you pay. There’s also the long-term value of that money if you’d saved and invested it instead.
Buy something on a credit card, pay off the minimum amount per month, and you’ll actually pay for it twice. Here’s the maths.