The thinking behind our new decumulation model portfolio…
The Accumulator
Put on your scrubs as we surgically remove another cost with the cold-precision of a high-functioning sociopath.
Update: Since this article was written, Freetrade has enabled Treasury Bills to also be bought in its ISA and SIPP. These tax shelters enable a tax-free return, and buying and holding in Treasury Bills within them negates the major drawback discussed in our piece below. We’ll hopefully get a chance to update this article in [...]