Cash savings rates have been dreadful over the past few years, with many accounts offering rates as low as 0.01% AER. (That’s equivalent to 1p per year for every £100 saved. Don’t spend it all at once!) This low-interest environment has punished many with a frugal mindset, but most obviously those who’ve kept a large [...]
The Treasurer
What credit cards should I get? Everything you need to know about the different types of credit card
Credit cards can punish those who spend recklessly by sinking their finances into the red. But deployed in the right way, a credit card can equally be a powerful financial tool. Consider a sharp knife. You wouldn’t be without out one in the kitchen – but you also have to respect the risk of causing [...]
A few years ago I was the proud manager of multiple bank accounts. Pretty surprising, considering I’m hardly the most industrious rodent in the rat race of work. In this post I’ll talk about how I ended up with so many bank accounts and what I learned. I’ll also share a few tips to help [...]