≡ Menu

Savings

It’s best to make like Gollum from Lord of the Rings, and murmur “My Precious…” while fondling and renewing your NS&I Index-linked certificates…

{ 43 comments }

Sacrificing consumption now in order to save for the future is meant to be hard. But you can relieve much of the pain by devising a budget in line with how you want to live your life rather than how you’re told to live your life.

{ 45 comments }

Want to shield your RateSetter or Zopa cash from the tax man? Innovative Finance ISAs are on the way – eventually…

{ 37 comments }

How to dramatically increase your savings rate to match the most stretching of investment goals.

{ 53 comments }

The new Help to Buy: ISA

ISAs only just got simpler, but now they’re getting more complicated again with the debut of Help to Buy: ISAs.

{ 20 comments }

Free up cash to invest by casting off social pressure and purchasing substitute goods that cost less and mean more.

{ 48 comments }

Confessions of a Rate Tart

A one-off, hard-hitting special in which an old pro shows us how to survive in a low interest world.

{ 26 comments }

If you’ve been put off by the lack of a guarantee on your savings at Zopa, the new Safeguard option might be a reason to take another look.

{ 24 comments }

When saving seems like a slog, cheer yourself up with a few thoughts on just how much you’re benefitting from your journey to financial freedom.

{ 29 comments }

Making the case for cash

I’m very pleased to introduce this guest post by Pete Comley, author of the hit free eBook, Monkey with a Pin. (Now also available as an iTunes podcast). Take it away Pete! “Over periods of five years, the returns from shares have historically beaten cash around 80% of the time. Over 10 years, this rises [...]

{ 47 comments }

Index-linked National Savings certificates are to return in 2011-2012, the government has confirmed in the small print of its budget. Get on the waiting list!

{ 7 comments }

Warren Buffett’s grandfather had more common sense about cash than many investment bankers of today. Here’s some great wisdom he passed down the family.

{ 22 comments }

Inflation linked savings bonds look set to become more common than ex-North African dictators house-hunting in London. But not all are created equally.

{ 3 comments }

National savings certificates offered attractive vehicles for our savings, but there are various alternative homes for your money.

{ 8 comments }

With the common shares tempting value investors yet others fearing a second banking crash, these high-yielding 5-year bonds look a good compromise.

{ 4 comments }

Jeremy Clarkson is right: Pensions don’t attract ‘hot chicks at nightclubs’. But just wait til they see the size of my ISA…

{ 7 comments }