≡ Menu

Savings

Confessions of a Rate Tart

A one-off, hard-hitting special in which an old pro shows us how to survive in a low interest world.

{ 26 comments }

If you’ve been put off by the lack of a guarantee on your savings at Zopa, the new Safeguard option might be a reason to take another look.

{ 24 comments }

When saving seems like a slog, cheer yourself up with a few thoughts on just how much you’re benefitting from your journey to financial freedom.

{ 29 comments }

Making the case for cash

I’m very pleased to introduce this guest post by Pete Comley, author of the hit free eBook, Monkey with a Pin. (Now also available as an iTunes podcast). Take it away Pete! “Over periods of five years, the returns from shares have historically beaten cash around 80% of the time. Over 10 years, this rises [...]

{ 47 comments }

Index-linked National Savings certificates are to return in 2011-2012, the government has confirmed in the small print of its budget. Get on the waiting list!

{ 7 comments }

Saving is a long, hard journey and it’s all too easy to give up or go astray. Here are some simple tactics that will help you fulfill your goals.

{ 7 comments }

Warren Buffett’s grandfather had more common sense about cash than many investment bankers of today. Here’s some great wisdom he passed down the family.

{ 22 comments }

Inflation linked savings bonds look set to become more common than ex-North African dictators house-hunting in London. But not all are created equally.

{ 3 comments }

National savings certificates offered attractive vehicles for our savings, but there are various alternative homes for your money.

{ 8 comments }

With the common shares tempting value investors yet others fearing a second banking crash, these high-yielding 5-year bonds look a good compromise.

{ 4 comments }

Jeremy Clarkson is right: Pensions don’t attract ‘hot chicks at nightclubs’. But just wait til they see the size of my ISA…

{ 7 comments }

Being a ‘rate tart’ and moving your money to follow the best interest rates may sound nerdy, but it substantially boosts returns.

{ 9 comments }

ISA allowances are to increase with inflation from 2010, says UK Chancellor Alistair Darling. Not before time.

{ 3 comments }

Your emergency fund should be in easily accessible cash. Also, under no circumstances is a half-price trip to the Maldives an emergency.

{ 10 comments }

It’s an emergency (fund)!

Everyone knows to put money aside in a cash savings just in case something goes wrong… don’t they?

{ 9 comments }

Bad debts are rising at Zopa

I have now seen a third debt go ‘bad’ at Zopa, the peer-to-peer lender. This time it was in the A market, which is supposedly pretty safe.

{ 13 comments }